we relocated to Florida and and located a couple of points I would claim shocking some excellent and some poor we moved to Florida for a great deal of factors yet it also happens to be the fastest expanding state in the USA since 1957 and it'' s also the third most popular state in the nation now not popular booming booming yeah and also booming behind California in Texas so we weren'' t alone in picking Florida as our new house you know traditional reason Florida certainly hit our radar screen right you understand as well as some of those didn'' t appear shocking points like tax obligation advantages yeah there'' s no state income tax that'' s not why we moved there but it was a consideration it existed yet the light Winters the stunning coastlines as well as the Outdoor Living really is what made us wish to go there there were a couple of things that we were happily stunned by when we moved and also there were also things that we located that were honestly simply a little stunning currently if you'' re new here I ' m Mark as well as this is my partner Jody we don ' t concentrate on the economic aspects of retirement but instead your way of life Wellness connections and also a lot more so please hit the Subscribe button as well as the notice button so you understand when our brand-new videos appear so let'' s get started on our listing kind of the great and also the bad as well as leave comments if you'' ve experienced any one of these things or any other things we missed okay the very first one visitors people desire to come see us in Florida in the winter season which was a story surprise well in a manner it was but everybody wishes to come and also which as well as that was penalty we what we loved is our children want to come our family members desires to come our good friends wish to come as well as even more distant friends like concerning Florida in the winter because it'' s warm right and I believe we'' ve we held individuals January February March and also April in 2015 like at every every month we had individuals coming as well as going which we like to do investing high quality time with individuals we respect last wintertime I think was really one of the highlights for me it was but right here'' s things that we discovered and I don'' t understand if this really stunned us yet we most definitely saw it surprised me when they concern see whoever it is they'' re commonly on trip and also we'' re not we are not down there from January well we'' re there from October to May that ' s our house that'' s not holiday for us now when people come we carve out time however with all these individuals coming they all felt well you ought to be on vacation also due to the fact that we are that that was hard for us it was actually a uh um an Awakening for us that we battled with yeah I mean it was new for us so therefore it was difficult for us as well as you understand we felt our site visitors really drawing us far from points we required to do you recognize points we needed to do in your house and also around the home and things we needed to do in business it truly type of transformed our individual life along with our company life while they existed yep as well as this was truly hard on you more than it was me due to the fact that you do like to hold individuals and also produce experiences but for me I and also I wear'' t recognize if we ' ve figured it out or otherwise yet due to the fact that we were going down once again this year we desire people ahead so if you ' re among our friends or family that watches of course we want you ahead but we might need to modify it a bit which is hard because you recognize if you pertain to my house I such as to intend dishes and events and downtime and any additionals and it'' s hard when you'' re working and also you ' re a lot a lot more attentive pulling us to function right as well as I'' m much more like whoa individuals we didn'' t do that we wouldn ' t be shooting videos similar to this I recognize yet what I'' m trying to do is locate an equal balance on it where individuals come browse through for 3 four days five days or more state look we'' ve got a pair points that we do in the morning so we go uh we stand up we have our routine we play'Pickleball below ' s a vehicle most likely to the beach if you want for the day if you desire to be on getaway take a pair holiday days as well as this is where you sleep which is you recognize we really feel bad doing that but yeah I ' m so not good at that as well as it ' s a job in development for sure and also we absolutely require to get far better at limits around you understand having buddies to ensure that we can stabilize you know the 20 hrs we spend with you people a week at retired life transformed and our clients and after that you understand that was the initial thing that delicious chocolate'' s about it was in Florida because we ' ve had residences before that people concern visit but we have actually always gotten on trip when they came to visit it was sort of interesting the following one has actually been a shockingly good end result of living in Florida for us Mark as well as I both have observed our total health and also wellness has gotten a lot better we both shed weight we'' ve acquired muscle we feel much healthier as well as we'' ve attempted a bunch of brand-new exterior tasks I believe the important things when we rise in the morning down there you recognize October through May we go outside right we walk initial thing in the early morning the weather is great even if it'' s a little cold simply put on the sweatshirt however we stroll year of the year currently we joined the YMCA down there we'' re having fun pickleball playing golf we ' re biking it truly has actually produced a lot more much healthier way of life for us all year long and what'' s funny last wintertime we didn ' t also obtain I think we didn ' t have like one stormy day we were virtually sort of searching for you know that day where you'' re like oh I can just type of do an absolutely nothing day we didn'' t have that for virtually 4 months that we were down there five months well the other point that stunned us regarding staying in Florida is just how easy it'' s been for us to make close friends that was just one of our largest fears like exactly how are we mosting likely to fulfill individuals this is mosting likely to be so difficult however here'' s the thing a lot of individuals that are down there'that online near us we'' re not in a community we ' re out in fact just on a road everybody ' s there seeking to make brand-new close friends also ideal um most of the individuals on the west coastline of Florida are from the center of America so Chicago and Tennessee and also really terrific Iowa Minneapolis we'' re conference individuals from components of the country we'' ve never also seen right but they all desire to make buddies and you recognize most of them are snowbirds best so they'' re seeking to connect and also we invest a reasonable quantity of time with them connecting with each other and also interacting socially and doing charity group interact and also you recognize joining you know golf organizations or pickleball leagues or you recognize book clubs and it'' s it ' s a fascinating environment that I don'' t assume we placed a great deal of thought right into we were a lot more nervous about making close friends recognizing how very easy it occurred I understand it'' s it ' s amusing since it seems odd however our partnerships and friendships down there have actually obtained uh deeper quickly than our community right here it'' s really since every person ' s in it for the exact same reason now moving from the Northeast which both people have actually lived I imply I live all over the nation yet a lot of my life has actually remained in the Northeast we were stunned at just how costly things remain in Florida currently yeah you recognize there are some points that set you back much less you understand our landscaping companies a bit much less and a few of the profession professionals are a bit much less allow me go to the vegetable market those cost less vegetables and fruits are a little bit less yet there are a whole lot of things that we were surprised at just how much a lot more they set you back so we reside on an island it'' s Marco Island so'however it ' s not far from the landmass it'' s simply a bridge yet real estate prices are a lot more resorts cost extra for visitors restaurants set you back even more gasoline costs more it'' s a dollar a gallon a lot more I think on the island than it is just off the island four miles away Country Clubs cost a lot more so it actually was shocking since we thought everything was mosting likely to set you back much less we did I you understand and also perhaps that was just us refraining from doing excellent research or having rose-colored glasses but you recognize instead of signing up with clubs like fitness centers and also elegant health clubs that we constantly had Northeast we did things like sign up with the YMCA instead and as well as it set you back much less cash and also our pal teams existed and also everybody was aiming to satisfy others and you recognize I assume those are the little points that we needed to tweak after we obtained over the shot as well as this previous winter months we consumed in a whole lot a lot more we did because it simply you know you head out as well as for two individuals as well as you get the costs you'' re like we can cook far better than that at house so we are preparing a lot more in your home as well as honestly it'' s enjoyable since we cook with each other and also it'' s healthier food as well as even golf I imply you understand we look to join a club we believed we would certainly move down there and also join a golf club you understand to ensure that we might play as well as we might delight individuals and play there but you recognize we'' ve been playing the the public training courses down there because it'' s so much less expensive than well so that'' s very closely plus exclusive clubs it'' s between a 7 and a 10 years delay to enter as a member so it really isn'' t going to occur I ' ll be so so that'you recognize that ' s been great however I assume again since we survive on the island it sets you back a lot more so when we go off things are less money so we we'' re maintaining an eye on it as well as more thoughtful concerning how we invest cash you know the last thing that was a shock to us as well as we did do some research study around this before we relocated down as you know Mark is 66 as well as I''
m 58. You know the U.S health as well as human solutions ranks Florida 36th out of 50 states when it pertains to Healthcare yeah which indicates healthcare facilities quality of treatment and also any kind of kind of stopped preventative treatment that'' s available and also the therapies that you obtain the high quality of companies and also the assessment of deep Specialists available heart yeah skin physician skin physicians yeah it'' s not comparable to the Northeast and also we'' re used to a particular level of care right so we'' re having to figure that out down there and also we thought we figured with a state with so many Elder people over 55 that whatever would certainly be the finest offered in the nation incredibly Excellent and it absolutely is not I attempted to obtain a physician'' s appointment in February and was informed my earliest visit would be September unless I experienced the emergency room yeah and that intends to go being in an emergency room just to make sure that you'' re able to obtain the testing so among the things we did this has been handy and this is currently a brand-new point that'' s happening everywhere what am I searching for it'' s uh up and coming change in healthcare we discovered a medical professional that gives concierge solution so we pay her a yearly charge and she just has I don'' t know the number of clients but we obtain access to her 24 7.
She has wonderful links with Experts as well as wonderful connections with healthcare facilities yeah that absolutely assisted the best location for anything and also he provided us Convenience due to the fact that you recognize we wear'' t wish to feel like we can'' t get excellent care right so we wish to take care now while there are pluses and minuses regarding residing in Florida and also about points that stunned us we stabilize that with everything we understand to be great specifically the weather condition the healthy way of life and I believe it'' s brought us closer together too oh you recognize we were stunned by the price of living yet you understand Marco is such an enchanting place for us today in this time in our life we enjoy it our children like it as well as our buddies appear to enjoy it as well so if you such as this video clip we hope you did this following one it'' s a truly prominent video how we determined to transfer to Marco Island currently this video is mosting likely to provide you the framework that we use to pick Marco yet you can utilize this very same framework to select any type of place that you want to choose your following house so watch this followingRead More
Oftentimes people tell me, “You know, I don’t have any money, so I really don’t know where to go. I don’t know what to start, I got to wait to have a lot of money before I begin.” That is the biggest mistake you can make. So let’s say you’re a young millennial or even Z generation come along and you’re saying, “I really want to be financially free but I don’t have any money.” You don’t need a lot of money.
You have the greatest gift on earth: time and compounding. When they asked Warren Buffett, “What made you a wealthy man?” He said, “Good genetics, time and compounding.” So what does that mean? If you could commit at 19 years old to just put $300 aside, forget the $1,000, yes, you can invest $1,000, but what you want is consistency. Let’s say you put $300 a month aside. It might sound like a lot to start with, but you’ll get used to it. You get it so it’s automatic deposit, let’s say it goes straight in the market. And the market over 100 years has gone up 10 percent over recent years, let’s say 8 percent compounded. If you take the lower number, the 8 percent and you only go to twenty seven years old and you stop, you’ve put in roughly $38,000 into that. It’ll grow to $million dollars. That’s the power of compounding. You put a little in and you got a huge return because you had time. If your best friend comes in and says at twenty seven, when you stop investing, “I’ve never done this, I should do it.” And they put 300 dollars a month in every year ’til they’re sixty five have less money because you have a little more time.
They’ll have $million dollars. Still not bad. They only put $150,000 in over a lifetime and they got $million. Pretty good deal. That’s what compounding means. You’ve got to get in the game. You’ve got to become an owner, not a consumer. That will change your life. .
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