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Top 10 Towns You Can Retire on $1658 a month in the Southern US

– [Briggs] Are you looking to retire or just live a more inexpensive
life, perhaps purchase a home? In this video clip, I'' m gon na show you where you can do that in the Southern United States. What is taking place, every person? Invite back to the World According to Briggs, and also a video about towns in the Southern USA, where you might live, retire, endure on $1,658 a month. We did this collection a couple of years back as well as we established the price at $1,500 a month since that is what the average Social Security payment was and also it'' s about half what the typical armed forces retired life as well as pension plan is. Points have actually transformed, costs are up across the board, property, insurance, Rice Krispie Treats, every little thing. Today, we'' re looking
at the Southern United States, Mississippi, Alabama, Arkansas, Georgia, Tennessee, South Carolina, North Carolina, Louisiana, and also Kentucky. Virginia as well as West Virginia need to be on this checklist by some regional maps however I try and make certain every state has some representation. So we'' re gon na move those up
with the North Atlantic state like they remain in some maps. The $1,658 on this video clip is what it ought to cost the standard Joe of a comfortable life.In this case,

when I state comfortable life, it suggests you never have to stress over food, eviction or energies obtaining turned off. The stats on this video clip are simply the average. There'' s a million as well as one situations that might transform somebody'' s monetary scenario like inadequate health and wellness, divorce, reliance. This is just the basics for the standard Joe. All right, allow'' s see where you can live an extra cost effective life.( electrical energy humming
). Number 10, McRae-Helena.
McRae-Helena is a small. Regarding the midway factor there.This town has a prison.
Well, I shouldn'' t say it that. I'' m having a hard time to call this area Helena due to the fact that I grew up with.
a woman named Helena, spelled similarly. Whenever I take a look at it,.
I wan na call it Helena. This community is large in.
prisons as well as corrections. They have a reformatory on the south side of community as well. I wear'' t recognize if that works as a deterrent to maintain their criminal activity rate down but their criminal offense price is actually 64% lower than the national average.Now bear in mind that rarely happens for a community that is relatively cost effective. Currently they state the typical leasing. price below is 560 a month.
That ' s 41% less than. the'national standard.
I took a look around, they didn ' t. have an entire lot of rentals.
The typical listing cost for. a home below has to do with $58,000, which is 68% less than. the national average.
I poked about. If you wan na get a residence below,.
that'' s great, ready to go, perhaps a bit'older, yet decent, you ' re checking out around 200,000. As well as if you go all the method as much as 350,000, they have one that. resemble a hacienda. It ' s just a lot smaller and also doesn ' t have a bunch of residential property. You recognize, a great deal like acres and also acres, it ' s like starter plantation for someone. McRae-Helena has a livability rating of 75, and the typical month-to-month expenditure is estimated to be $1,280. (electrical energy buzzing) Number nine, Taylors, South Carolina. It is a suburban area of Greenville,.
it'' s on the north side.
Currently that ' s just ballparking it, certainly. And if you ' re gon
na rent rent outBelow the median typical price is aboutConcerning 800, which is 16% lower than. It ' s not negative.
Now, they got a bit much more'criminal activity than I ' d like to see. Like we ' ve learned in various other videos, you ' ve obtained areas like East St. Louis and also'Camden, New Jacket where it ' s like 2, three as well as 400 %over the nationwide standard. They ' ve got a great deal of.
ways following 5 or six years, it'' ll start getting extra pricey. So you'' re thinking about.
it, consider it currently. They do have a livability rating of 78. As well as like we'' ve said before, if.
it'' s below like 60, it draws.
If it ' s listed below

50 or in. the 50s, it actually sucks.And anything over 70 to 75 is good.
Your typical monthly. expense in Taylors would be$ 1,595.
( electrical power humming) Number 8, Corbin, Kentucky. Corbin'' s a good place. I mean, it ' s got really great. stats, beside no criminal offense. It'' s gorgeous land. It ' s right there by the Laurel River Lake, which offers you lots of things to do. If you'' re seeking it on a map, Corbin is on interstate 75 about halfway between Knoxville, Tennessee,.
as well as Lexington Kentucky. Corbin was initial resolved in the mid 1800s, and also it was called Lynn.
Camp Station at the time.When they got a post office, they began calling the community Cummins after the founder Nelson Cummins. Camp were already in usage in other
places areas Kentucky, so they had to change transform.
If you look at it from the stats, the only negative they have is work.
It ' s actually 17% lower. than the national standard, their
of price of living ' s. reduced, their real estate ' s wonderful. Right here ' s the stats on housing. If you wan na rent right here, they truly put on ' t have a lot of'services, yet it ' s regarding $550 a month, which is 41% lower than national average. If you wan na acquire a residence below, the median listing rate is $91,400.

That'' s 51% lower than national standard. Genuinely, if you.
wan na get a residence below, you'' re checking out about$ 200,000. Currently, a whole lot of these.
places, these towns, we don'' t have a whole lot of excellent footage. So if you ' re watching video behind-the-scenes and also you'' re. like, “Hey, that ' s not Corbin. “” That'' s like 4 miles in the future,” we'' re just revealing that as an aesthetic help, the photos are of that area. Corbin has a livability score of 77 and also your typical month-to-month.
expense in Corbin is $1,575. (electrical power humming) Number 7, Red Financial institution, Tennessee. Red Financial institution is a little.
Now Chattanooga'' s growing. It ' s a terrific location to live right now.
Chattanooga metro location. They have a bit.
It'' s just like 22 %over
. Their prices living and also their.
It'' s in fact 13% reduced. That'' s actually weird. This is one more area that.
get their message office, they learnt there'' s one more area in Tennessee called Pleasant Hill. The postmaster at the time,.
his better half actually suggested that they call it Red Financial institution.
because outside her home window, she could see a red clay ridge. The name Red Financial institution stuck up until.
they made a decision to include with another community next.
to it called White Oak. As well as ultimately in 1966, they just dropped White Oak.
as well as were called Red Bank.As much as

property goes in Red Bank, they say that the mean.
retail price is 126,000. That'' s 31% lower than the nationwide standard and rent has to do with $719. Reasonably, if you wan na.
buy a home in Red Financial institution it'' s all over the map. But 250 need to be able to.
get you something decent. They in fact have one.
home here for $45,000, and also it'' s rundown as well as it would. require a whole number of work. And the great deal has to do with as big as your house, broad, I need to claim, yet it goes what looks.
As well as your average regular monthly expenditure in Red Financial institution is just $1,467. Great job, Red Financial institution!
Hartselle, Alabama is north of Birmingham as well as simply south of Decatur, Alabama, not also far from the Tennessee River. This is a wonderful town that constructs itself as the city of southern friendliness.
lots of like antique stores and little cafes, things like that.And like any quality community, their main street is called Key Road. Sometimes I view like. common council conferences when I run across them on YouTube. It ' s not like I ' m out searching for ' em, yet in some cases I see ' em I ' ll watch '' em, and also this one village was
. gon na rename their primary street to The Key, that'' s what. they desired to call it. As well as the residents at the.
conference began giggling when they suggested it so they killed that suggestion.
and also stuck with Key Road. This is not a poor place to live. Their criminal offense isn'' t awful.
It ' s just like 15% above. A bar fight can raise your criminal activity rate via the roof here.They just obtained regarding 14,000 locals.$ 600, that ' s what they say.
The actual estate is so low-cost right here, you may as well simply get. You might get homes that you'' re most likely gon na require a little
.
good that'' s prepared to go I indicate, 150,000 to 200,000.
is all you'' re gon na require. Hartselle has a livability score of 72, as well as their average regular monthly.
It is really hard to discover place with excellent statistics in Mississippi. Their price of living and also their housing, the real estate is constantly truly low-cost, but to find one with every little thing.
else that'' s type of good,'it ' s sort of rough.Grenada has a populace of a.
bit over 13,000 residents, as well as it sits in between Jackson, Mississippi, and also Memphis, Tennessee,.
regarding the midway point. Outside of community,.
They ' ve obtained a river going via community. They'' ve obtained some actually great
. It'' s simply in Mississippi.
of those locations, why lease? You might virtually pay for a residence.
They do have a Walmart very. They have homes below all over the location that are like $50,000. And their ordinary regular monthly.
expense is $1,205. Mississippi has a lot of troubles, but being an expensive.
date is not one of '' em.( power humming) Number four, Thomasville, North Carolina. I such as Thomasville. It'' s in that sweet place.
where I such as to discover towns, where it'' s just south of. Winston-Salem, not too much away, and kind of near to Greensboro, also. So you obtain the town.
vibe with larger cities not too away in case you need one. That generally winds up in.
the form of medical care, which Winston-Salem has.
remarkable health care. You'' re retired, that is.
something to be concerned with. Winston-Salem has a few of.
the most effective medical professionals, nurses and hospitals in this nation. So if you'' re a senior citizen.
with some medical troubles, this is most likely a solid choice for you, especially when you see just how.
cheap the property is.The average listing price.
in Thomasville is $109,900, which is okay. That'' s 40% lower than. the nationwide standard. When it involves median.
rent price, it rests at $647, which is 32% less than.
the nationwide average. Reasonably, a suitable lease.
is gon na run around $750 below. When it concerns real estate right here, you could find points for under $100,000. If you wan na buy a house,.
possibly, you understand, a couple decades old,.
In suitable problem, you'' re looking at in. between 170 to 200,000. Now, if you copulate as much as 250,000 you'' ll obtain a more recent house.
on possibly a half an acre. Thomasville prides.
itself on its big chair. Yeah, it'' s a thing. You know, a few of these.
little towns or communities have like the globe'' s. biggest ball of twine, points like that. They'' ve obtained a large

chair.That huge chair beings in.
It'' s clean, it'' s adorable, it ' s obtained some train tracks. Thomasville has a livability score of 72, and their ordinary monthly.
expense is $1,481. (electricity buzzing) Number 3, Middleburg, Florida. It'' s getting more difficult and harder.
to locate areas in Florida that fall under the cheap category. If it'' s cheap, it ' s. usually actually high crime, however we do what we can, so I. found Middleburg, Florida, which is beyond.
Jacksonville to the south. It'' s not really a community, or'a city. It ' s referred to as a demographics designated location. Now what'' s good regarding this is they do have relatively affordable houses, the criminal activity isn'' t terrible below, as well as it ' s close to Jacksonville.In instance you have some medical worries, you have wonderful healthcare facilities right there. Currently they do have some. criminal offense, it ' s not dreadful.
It ' s just 11% greater than. the nationwide standard, which, like we ' ve spoke. about, is tolerable.
The average listing cost. in Middleburg is $121,000, which is 34% reduced than.
the national standard. And their typical rental fee is percent reduced as well as it relaxes 900. Realistically, rent'' s probably gon na be somewhere around 1000 dollar, perhaps 950, or like a two-bedroom, one-bath. And the housing of course is.
gon na be greater than 121,000.

That'' s simply the mean. sticker price, they state. As well as that counts crazes.
like vacant great deals, whatever. Realistically, you'' re looking.
at possibly around 200 to $250,000 to get involved in.
It'' s just a bit higher. It ' s in Florida. Middleburg, Florida is 75, and also their typical regular monthly.
the north side of the state at the Arkansas boundary. And like every area in Louisiana, this location is bordered by water. You'' ve got lakes, creeks,.
rivers, ponds, it'' s all right here. If you possess a fishing rod and also you wan na have a great.
kicking back life move to Springhill. They do have residences available for sale, but truly, it'' s whole lots of land. They have acres as well as acres.
of land that you might buy. Currently, the factor I bring this one up, as well as the factor I placed it below, I always get individuals wishing to know where they might move their recreational vehicle to, or something like that,.
The land is economical right here. You have half-acre great deals.
There ' s one that has an old. rundown house on it for $18,000
. The mean listing cost. in Springhill is $73,900. It is the most affordable place I'' ve. ever seen that has good stats. They'' re actually 60 %lower
. than the nationwide standard. Their median renting rate is 46% less than the nationwide average,.
Reasonably,'that one ' s. probably gon na be regarding 650. There'' s two drawbacks to this city, and also that'' s one, it ' s in Louisiana. Number 2, it'' s.
here aren'' t horrible. The unemployment price is actually 46% less than the nationwide standard. You might relocate right here,.
If you wan na do that in retirement, or you simply develop a home and also fish, This would be taken into consideration a tiny town.They have a populace that'' s. just under 5,000 residents. It'' s in fact shrinking.
of all southern communities. They'' ve obtained a main road.
like we discussed previously, and also they also got a church.
road, they constantly have '' em. The livability rating in Springhill is 72. And their typical month-to-month.
expenditure is 1,435. All right, prior to we get to number one, don'' t neglect to such as
, as well as. register for the network if you already haven'' t, and also you actually wan na help out the network, at the end of the video, there'' s those end screens.
that recommend videos for you, view among those. It'' s something YouTube really.
want you to do these days as well as I'' m right here to promote it. All right, onto leading.
( electricity humming) And leading, Hill Residence, Arkansas. It'' s usually kinda tough to.
discover a great area in Arkansas that'' s outside that northwest corner, with Rogers, Springdale and also Fayetteville. However Mountain Home does a quite excellent task. It hasn'' t constantly been.
called Mountain House. Hill Residence was initially.
referred to as Rapp'' s Barren. The land was possessed by man.
name named Simeon Talburt yet he passed the nickname Rapp.He developed

the very first house in.
the location in the early 1830s. This turned into one of those areas like so numerous other areas in the south where the whole family.
lived like in the area. Different generations. Rapp and also a lot of his relative are hidden in the small burial ground in the Indian Creek.
class of Hill Home. Hill Residence has a great.
Size medical facility called Baxter Regional Medical. It'' s an additional excellent place to.
live if you like to fish. You'' ve got Norfolk Lake right there, as well as Bull Shoals Lake isn'' t too much away. You obtained creeks, rivers,.
everything in this field. The White River runs not.
as well much from town, either. The typical listing cost right here is $116,000, which is 37% listed below the national average. Realistically, though, you.
could get a good home for the 200,000 area. And also I suggest, ready to move in, good, you'' re not gon na need to
. do a whole bunch of job. They do have houses that obtain.
Those are really great. The typical rental price.
below for one bed room is $635, which is 33% reduced than.
the national average. It'' s gon na be a little much more expensive, possibly around 700, 725.
Just acquire a residence here, if you relocate right here. I imply, it'' s rather cheap.
Mountain Residence, Arkansas is 70. And also the average month-to-month.
expenditure is $1,488. This is not a negative location to live, especially if you'' re the outdoor kind. Arkansas, for all its.
troubles, is not lacking when it concerns natural.
(soft guitar songs) All right, that'' s today ' s

video.I hope you guys appreciated it, wish you got some info out of it. Don'' t forget to maybe watch an additional video clip, if you'' ve got time.
helps out the network. Everyone have a great.
day, behave to each various other.

It ' s simply a lot smaller sized and also doesn ' t have a number of home. They ' ve obtained a river going with town. It'' s clean, it'' s charming, it ' s got some train tracks. Now what'' s great regarding this is they do have fairly cheap houses, the criminal activity isn'' t terrible here, and also it ' s close to Jacksonville.In case you have some medical worries, you have terrific medical facilities right there. There'' s 2 drawbacks to this city, and also that'' s one, it ' s in Louisiana.

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5 Big lies told in 55 plus communities! You won’t believe the biggest one!

hmm What? No other way, that'' s just bull Hi individuals, welcome back to my network. You saw the title, so there'' s no pounding around.
the bush, there are hundreds if not thousands of 55 55-plus areas turning up all over.
the nation as well as I'' m right here to provide you the dirt. Not that dirt. You understand this previous year real.
estate has actually simply exploded and many people are thinking about a step whether.
it'' s below to sunny south Florida or someplace else in the country 55 plus or energetic adult.
communities are popping up all over. The u.s active adult community market is expected to expand.
at a compounded yearly growth rate of 4.3 percent.So is a 55 plus neighborhood for you? Allow ' s find out. You understand looking for a new house requires time power as well as money. In addition to the looking as well as. searching and also in this market contending and also bidding. There ' s lots to take into consideration and one of'. the things you require to be considering are the rules in a 55 plus community. Every. pud, that is an organized system development
has rules and also while a lot of us aren ' t. actual crazy about rules they are essential.
as well as fairly honestly you ' ll be. glad that there are'some.
There ' s constantly a reason for the policies. So you''
re. online shopping around, looking at every little thing. All the expensive web sites as well as whatever looks actually.
amazing, sort of like looking for a brand-new auto. Where everything'' s all brilliant and glossy type of think of.
on your own driving in the auto. Looking truly awesome and also you'' re looking so great you wish to simply run.
down to the car dealership and sign on the dotted line.Well, 55 plus communities specifically. their internet sites, they ' re exactly like that. These neighborhoods proclaim lovely houses, attractive. layout as well as resort style swimming pools. You recognize, the carrots, all the bells all the whistles, to obtain you all delighted concerning living in that community. I assume a great deal of people when they go shopping for. Fear of missing out on out!
That'' s what I ' m right here for. You can ' t deal with … sure you can.
that you may have. There are lots, otherwise numerous videos online they speak about 55 plus areas and I'' ve enjoyed a couple of as well as I feel there are some that repaint an imprecise photo. I'' m going to look at several of the biggest lies and also you'' re not. going to believe what the greatest of all is.All right, allow'' s obtain down to it. Lie number. one. 55 plus communities are a bad financial investment. Well that ' s just a lie.
Any person that informs you. that a 55 plus community is a bad investment has actually probably never ever lived in one or. possibly never offered one. Maybe 25 years ago they were a negative financial investment.
however it'' s much different today. You understand people are living longer today, a lot.
longer the ordinary life expectations is 79. I wish I live past that. Not just are people living.
much longer they'' re extra energetic than they ever were absolutely extra energetic than their parents were. With.
modern-day medicine as well as a wealth of details online regarding how to remain healthy individuals are living.
their finest lives I'' m actually among those people. So with everybody living longer, there are no.
as well as sometimes a lot more. And also I can show you Take a look at this stunning home in Del Webb, 1856.
square feet offered this April for 375K. Currently let'' s look at a sale in a NONE 55 plus.
community in the exact same area, these are the very same dimension homes and also they are in fact offering.
for a little bit much less. This one marketed for 350K. I'' ll offer you a second example. as well as this set marketed for 352,900.00 These neighborhoods are abundant with amenities which.
makes them really appealing as well as in my location the property owner'' s cost in a basic gated community is.
Wear ' t let anyone tell you. That ' s one more lie. Now you need to.
There are lots of neighborhoods that are just fine
and as well as with your kids children making use of houseHome. Even when you ' re not there.
You recognize these areas are not planned to. be purchased as well as used um as a vacation rental Of program long as your active adult. kids act like adults you should be great. I recognize nowadays that ' s a tall order. Okay where. points get sticky is if the children are under 18. they do need to be 18 and you do. need to read the policies to learn if you need to be there and also obviously anybody. under the age of 18 demands to be overseen. which would mean your grandkids out of the swimming pool. require to have an adult with them.Typical language might review something similar to this.
Bottom linen reviewed the policies. Lie.
You can ' t lease the home Now I know I ' m gon na appear like a damaged.
document again, but reviewed the regulations. Many house owners organizations in an energetic adult area will. enable you to rent out the home with restrictions. Obviously you can just rent the. home to someone that ' s 55. I ' m like 110 sure that ' s a. policy in every community.
2nd you ' re going to have to get the hoa ' s approval. As well as while numerous individuals may.
of one year, maybe a minimum of thirty days or in a whole lot of cases I ' ve seen 90 days, once. a year, seasonal service a minimum of 90 days So the good news is if this is a seasonal home or. a second residence you can counter your carrying prices by leasing the residential or commercial property out. Don ' t. let the naysayers prevent you. Lie number 4. You'can ' t have a pet. Is that a lie? Well, in a lot of situations it is. If you'are acquiring a. solitary family residence in an energetic grown-up areas practically all of them permit you to have. some sort of family pet, if you ' re purchasing a condo in a 55-plus neighborhoods, that ' s where they ' re. really restrictive and also I would need to claim, probably'only 50 of them allow pet dogs, it ' s typically one pet dog,. under 25 pounds, 20'extra pounds, that ' s typical, at'least fifty percent them won'' t enable any type of animals. Now I'' m sure,. you ' re questioning what ' s the biggest lie of all? Lie number five. You have to be 55 in order.
That'' s a lie. You don'' t need to be 55, once more.
those troublesome regulations, read them. A lot of them will claim that just one.
person, on deed, requires to be 55. Various other situations whoever'' s residing in the.
If your partner is 55 as well as the various other is not. In some of the more recent neighborhoods, you wear ' t.
the community to be classified as a 55 plus neighborhood 80% of the locals have to go to.
least 55. 20% don'' t, currently it ' s a standard not a policy, so it ' s actually approximately the community..
Older neighborhoods implying neighborhoods that have been around 5, six, 7 years, 10 years.
they normally will not offer the property to a person that'' s under the age of 55 due to the fact that.
they put on'' t desire to risk their 55 plus status. Ao, they usually just it'' s a flat no. The more recent.
areas nevertheless, they wish to market residences so, since they'' re simply beginning to develop.
the community they can generally keep the numbers in check and they will certainly offer to somebody.
under the age of 55.

So as you can see these 55 plus areas aren'' t so scary after all..
There are many individuals around will repaint them as communities with a lot of “” KARENS”” and.
frankly any type of community that has a property owners organization can have a lot Karens in them.
whether they'' re 55 plus neighborhoods or not. Any intended unit growth, PUD, is going.
to have policies, in an age limited area age just just one extra policy that'' s added,. honestly the remainder of the rules are extremely comparable to any type of scheduled device advancement and I''
ve. resided in fairly a couple of. They all have their covenants and their regulations as well as you need to review. them. Honestly, there are many benefits to residing in an active adult community, policies aside,.
the majority of people will certainly inform you they delight in living there. The majority of these areas have leisure.
Or clubs where you can attach with your peers and obtain entailed with fun.
tasks like art programs, playing cards, vacation gatherings, educational courses,.
Alcoholic drink hr allowed'' s not forget that. I wish you found this information helpful.If you are taking into consideration a 55 plus area I do. Are you going shopping for a
55 plus community area just how lots of you looked at I ' m.
it will notify you when I submit a new video clip. My name is Lisa Ammons with 772 living.
I wish to thank you for investing a little of your day with me as well as I hope I. see you on my following community video, be good. you.

Let ' s locate out. That'' s what I ' m below for. That ' s another lie. In some of the newer areas, you don ' t. Are you shopping for a
55 plus community area many lots of you looked at I ' m.

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5 Big lies told in 55 plus communities! You won’t believe the biggest one!

hmm What? No chance, that'' s simply bull Hi guys, welcome back to my network. You saw the title, so there'' s no beating around.
the bush, there are hundreds if not thousands of 55 55-plus areas turning up around.
the nation and also I'' m here to provide you the dirt. Not that dust. You know this past year real.
estate has simply exploded as well as many people are considering a move whether.
it'' s right here to bright south Florida or someplace else in the country 55 plus or active adult.
Is a 55 plus area for you? Allow ' s find out. Not to mention the looking as well as.
and also rather frankly you ' ll be. happy that there are'some.
There ' s constantly a reason for the rules. You''
re. on the internet shopping around, considering every little thing. All the expensive sites and also every little thing looks truly.
cool, type of like looking for a brand-new car.Where whatever ' s all brilliant as well as glossy kind of think of. on your own driving in the car. Looking truly awesome as well as you ' re looking so amazing you'intend to simply run. down to the dealership as well as sign on the dotted line. Well, 55 plus communities specifically. their internet sites, they ' re exactly like that. These communities proclaim stunning houses, hot. layout as well as hotel style swimming pools. You know, the carrots, all the bells all the whistles, to get you all delighted about living in that neighborhood. I assume a great deal of people when they go looking for. these kind of residences in these kind of communities after they see the web site as well as see the commercial. they ' re all enduring from a severe situation of fomo.Fear of missing out on out! Snap out of it. You require to check out that circumstance without

the rose tinted glasses. That ' s what I ' m here for. so what are the lies? You can ' t deal with … sure you can. So I thought I ' d share what I know regarding'55 plus areas in order to improve any false impressions. that you may have. There are dozens,
if not thousands of video clips online they discuss 55 plus neighborhoods and also I ' ve enjoyed a few and I feel there are some that paint an unreliable picture.I ' m going to go over some of the greatest lies and also you ' re not. mosting likely to believe what the most significant of all is. All'right, let ' s get down to it. Lie number. one. 55 plus areas are a poor investment.
Well that ' s simply a lie. Any person that informs you. that a 55 plus community is a bad investment has actually most likely never ever stayed in one or.
possibly never ever sold one. Perhaps 25 years ago they were a poor financial investment.
It'' s a lot various today. You know individuals are living longer today, much.
much longer the ordinary life span is 79. I wish I live past that. Not just are people living.
much longer they'' re much more energetic than they ever were absolutely extra active than their parents were. With.
contemporary medicine and an abundance of info online concerning how to stay healthy and balanced people are living.
their finest lives I'' m really one of those people. So with everybody living longer, there are no.
and also in many cases a lot more. As well as I can reveal you Look at this beautiful house in Del Webb, 1856.
square feet offered this April for 375K. Currently allow'' s take a look at a sale in a NONE 55 plus.
community in the same area, these are the exact same size residences as well as they are really offering.
That ' s an additional lie. There are lots of areas that are just fine and also dandy with your children using the home
. Even when you ' re not there.
to provide it a hunch it ' s possibly about a 50 50. You understand these neighborhoods are not meant to. be acquired as well as utilized um as a vacation rental Obviously long as your energetic adult. children act like adults you must be fine.I understand nowadays that ' s an uphill struggle. Okay where. points obtain sticky is if the children are under 18. they do require to be 18 and you do.

require to read the regulations to learn if you require to be there as well as of program anybody. under the age of 18 demands to be supervised.
18 years of age or older
shall not be permitted to use the community area building under the.
Base bed linen checked out the rules. Lie. number 3. You can ' t rent the home Currently I know I ' m gon na seem like a damaged. record once more, however read the rules. A lot of homeowners associations
in an energetic grown-up neighborhood will. enable you to lease the property'with constraints.
I ' m like 110 certain that ' s a. Don ' t. Lie number four.
You can ' t have a pet. Now I ' m sure,. Lie number 5.
That ' s a lie. You put on ' t demand to be 55, again. Other instances whoever ' s living in the.
If your spouse is 55 and the various other is not.You ' re good.
In some of the more recent neighborhoods, you don ' t. There is a hud guideline that states in order for.
they usually will not sell the home to somebody that'' s under the age of 55 since.
they put on'' t want to risk their 55 plus status. Ao, they usually simply it'' s a flat no.The more recent

.
communities however, they want to market houses so, given that they'' re simply starting to establish.
the community they can generally keep the numbers in check as well as they will certainly sell to someone.
under the age of 55. As you can see these 55 plus communities aren'' t so scary after all..
There are lots of people available will certainly paint them as communities with a number of “” KARENS”” and.
honestly any kind of neighborhood that has a property owners organization can have a lot Karens in them.
whether they'' re 55 plus communities or otherwise. Any type of intended device advancement, PUD, is going.
to have regulations, in an age limited area age simply just one extra rule that'' s included,. honestly the rest of the policies are very similar to any organized system development as well as I''
ve. lived in numerous. They all have their covenants as well as their rules as well as you ought to check out. them. Truthfully, there are a lot of advantages to staying in an energetic adult area, regulations apart,.
most individuals will certainly tell you they take pleasure in living there. Many of these areas have leisure.
facilities or clubs where you can link with your peers and obtain entailed with enjoyable.
tasks like art programs, playing cards, vacation celebrations, academic classes,.
Are you going shopping for a
55 plus community area many lots of you looked at I ' m. As well as of course, if you.
it will inform you when I upload a new video clip. My name is Lisa Ammons with 772 living.
I wish to thanks for investing a bit of your day with me and also I wish I. see you on my following area video clip, be good.you.

That ' s what I ' m here for. There are lots,
if not hundreds of videos video clips they talk chat 55 plus communities areas As well as ' ve watched saw few and I feel really feel are some that paint an inaccurate unreliable ' m going to go over some of the biggest lies and you ' re not. I ' m like 110 sure that ' s a. In some of the more recent communities, you don ' t. Are you going shopping for a
55 plus community how many have you looked at I ' m.

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20 PROS and CONS of Living in Jacksonville Florida in 10 Minutes

if you are moving to a new city like.
Jacksonville that can be very hard and I intend to make that change as smooth as possible.
for you so today I am mosting likely to be telling you 20 pros and also 20 disadvantages about living in Jacksonville.
Florida in under 10 mins what'' s going on individuals my name is Caleb Bragg I ' m your realtor and also. your guide to All Things Jacksonville if you are thinking about purchasing a house selling a house or.
transferring to the Jacksonville Florida area call me message me email me all of my contact info.
will be detailed in the summary below please feel totally free to call me anytime and I will assist.
you out at all that I can also if you have not ensure you subscribe to my network and turn.
on that particular notification Bell so you'' re alerted every time that I publish some brand-new content regarding living in.
Jacksonville Florida and also without further Ado allow'' s study the 20 pros as well as 20 disadvantages regarding living.
in Jacksonville Florida the initial pro to living in Jacksonville is the coastlines the coastlines.
in Jacksonville are great they'' re gorgeous and they'' re not also excessively crowded as well as it'' s an. simple and enjoyable thing to go do any type of time of the year second Pro about residing in Jacksonville is the.
fresh seafood if there'' s a fish and shellfish dining establishment in Jacksonville it most likely has in your area caught.
fish and shellfish as well as it is so fresh there'' s also fish and shellfish markets where you can purchase fresh seafood to.
cook up on your own the third Pro about living in Jacksonville is that there are numerous occasions.
it looks like there are constantly something going on all throughout the year the fourth Pro concerning.
staying in Jacksonville is the parks if you'' re trying to find something fun to do something very easy.
something outdoors and something that'' s complimentary then go look into one of over the 400 parks situated all.
throughout the city of Jacksonville the 5th Pro concerning living in Jacksonville is the social life.
there is so much to do there are a lot of people in Jacksonville if you wish to fulfill new close friends.
head midtown head to Jacksonville Coastline head to Neptune Beach and also I assure you there'' s going to. be people down there socializing and you can simply go down there socialize meet people and also there'' s. always things taking place as well as things for you to do the 6th Pro concerning residing in Jacksonville is the.
dining establishments I wager you can lived down here for 30 years and you could most likely not consume at the same.
dining establishment twice you can obtain practically anything you wish to consume in Jacksonville the 7th Pro regarding.
Jacksonville is the winter season climate in my viewpoint the climate in the winter season down here is fantastic it.
does sometimes get chilly it can come down in the 20s but also for one of the most part for the months of.
like November the February the weather condition is going to be the lows are going to remain in the upper 30s.
or reduced 40s and after that it'' s going to heat up into the 60s as well as perhaps even 70s the 8th Pro concerning.
residing in Jacksonville is the purchasing there are shopping center and also shopping mall on each and every single.
Corner if you need something from Walmart there are many various Walmarts there'' s Costco ' s. there ' s Ikeas whatever you need I assure you you can probably find it in Jacksonville the nine.
Pro about residing in Jacksonville is that there is an Amazon.com distribution center in Jacksonville.
now this may seem ridiculous however I assure you probably store on Amazon and occasionally when we.
order things it appears like it is right here the same day or perhaps the following day so I know Amazon.com.
deals two-day shipping however often guys if you stay in Jacksonville it can obtain here also.
quicker the 10th Pro concerning staying in Jacksonville is that is easily situated it is easy to.
leave the state of Florida if you stay in South Florida you can invest 6 to eight hours.
simply trying to leave Florida Jacksonville is concerning 30 40 mins from the Georgia Line.
and there are numerous big cities like Savannah Atlanta Charleston South Carolina that you can.
get to Easy by driving in the automobile simply obtaining out of Florida the 11th Pro about living in.
Jacksonville is that there are lots of jobs currently a whole lot of people claim the work market is still.
growing and still creating in Jacksonville which it is but there are a great deal of task chances.
for you the 12th Pro concerning residing in Jacksonville is that there are many homes there are.
Houses going up on each and every single edge it appears like so if you'' re looking to rent out then.
involved Jacksonville because I ensure you can discover a lovely updated house for an excellent.
rate the 13th Pro about staying in Jacksonville is that there is incredible angling the 14th Pro.
about living in Jacksonville is that it is a large city however it type of has town Feelings although.
it is the biggest city in the U.S land smart as well as nearly a million individuals live below it doesn'' t. feel like that since individuals are so expanded as well as it has a truly excellent environment the 15th.
Pro regarding living in Jacksonville is that it'' s not also touristy in the summertime although it'' s a city. in Florida and also it ' s a Beach Town it doesn ' t feel like in the summer season that mores than
overly crowded. with a bunch of individuals coming to check out the city the 16th Pro concerning staying in Jacksonville is that.
if you want to go on holiday to among Florida'' s various other preferred lovely coastlines it'' s not too.
far from there as well as also it'' s not really much from somewhere like Orlando which is just over two.
hrs from Jacksonville the 17th Pro to living in Jacksonville Florida is that you obtain City Life.
and Beach life you can have large sea downtown life you can have village Feelings and also there'' s
the. beach there ' s coastline towns and also plenty for you to do the 18th row regarding staying in Jacksonville.
is the Jacksonville Coastline Pier if you are brand-new to Jacksonville this is certainly something that you.
intend to have a look at it'' s stunning it ' s on the beach you can watch the sunup you can look at there.
as well as fish as well as capture all kinds of fish as well as it'' s a great area to look into the 19th Pro regarding living.
in Jacksonville Florida is that there are so lots of regional services if you wear'' t like to support large. corporate companies as well as you intend to sustain neighborhood Jacksonville Florida grown up services you can do.
that since they are tonso the 20th and final Pro regarding living in Jacksonville Florida is that the.
price of living is relatively reduced and remains listed below the national standard since was 20 Pros let'' s. jump right into real quickly the 20 cons about living in Jacksonville Florida the initial disadvantage to living.
in Jacksonville Florida is that it is absolutely smoking warm in the summer season the 2nd disadvantage is that.
there'' s so much traffic I mean it takes permanently to obtain anywhere it doesn'' t issue what time of day.
you go you'' re most likely going to hit some website traffic the third disadvantage regarding residing in Jacksonville is.
that it has an extremely poor mass transit system if you'' re coming to Jacksonville you much better.
have an auto or you'' re most likely mosting likely to be stuck waiting at a bus quit for a while because the.
only public transport in Jacksonville is rather a lot the buses besides like Uber.
or something that'' s not even truly public transportation the fourth con is that there'' s so. much construction as well as construction causes a great deal of web traffic as well as well as although construction can.
be excellent since that implies your city is enhancing it type of simply backs points up in Jacksonville.
the 5th condo living in Jacksonville exists'' s all sort of Animals I mean you have snakes pests.
throughout the city that are extremely risk-free for you as well as your family yet you need to be conscious that some.
parts of Jacksonville the criminal offense price is very high the seventh condominium living in Jacksonville in my.
viewpoint I'' ve discovered this lately it seems like there'' s a great deal of garbage laying on the side of the. roads certainly you'' ll have that in a big sea with a great deal of individuals a lot of trash tins to gather as well as.
it'' s difficult to keep tidy the 8th apartment living in Jacksonville is that it floods specifically downtown.
if it begins to rain it'' s probably mosting likely to flood the St John'' s river will certainly climb it will get out of. its banks promptly as well as things will certainly flooding midtown currently it'' s not like major flooding yet it does tend.
to flooding the 9th mosted likely to living in Jacksonville is cyclones currently although Jacksonville appears to not.
get struck directly by hurricanes it does happen it has actually occurred in the past it most likely will occur.
once more 2 typhoons came through Jacksonville this year hurricane Ian as well as hurricane Nicole which.
inevitably developed into exotic anxieties as well as all I did was trigger a bit of flooding and also.
not any kind of damages to Jacksonville generally aside from some power interruptions and points the 10th.
condominium living in Jacksonville is everyone'' s in a rush you'' re going to obtain right off the road if.
you'' re driving the speed limit individuals drive crazy individuals are going to run you over and also everybody is.
Hectic attempting to obtain to anywhere they'' re going the 11th con to living in Jacksonville is that.
points obtain extremely active on the weekends if you desire to go somewhere you far better have reservations or.
plans due to the fact that things are going to load up swiftly as well as they'' re going to be scheduled up the 12th apartment.
living in Jacksonville is that the lease is incredibly competitive although there are bunches of Apartments.
it is hard to locate a location like if you go and the areas they have accessibility by the time.
you click on there as well as apply that home filled up the 13th con to living in Jacksonville.
Florida is that a great deal of public car parking expenses money it is difficult to go somewhere specifically.
midtown or at the coastlines as well as locate free parking there is free car park yet like I said Things fill.
up quickly and you'' re probably mosting likely to have to pay to park the 14th disadvantage to living in Jacksonville. Florida is that sunscreen is needed all year particularly if you'' re someone like me that has.
red hair and pale skin it'' s your tan as well as you tan conveniently you won ' t need to fret about this but the.
Sunlight is hot it is mosting likely to shed you bring sun block if you'' re pertaining to Jacksonville the 15th disadvantage.
concerning living in Jacksonville Florida is that there are a lot of sketchy locations as I pointed out.
earlier the criminal offense price in Jacksonville is an issue and also there are a lot of areas that you desire to stay.
far from because they can be harmful the 16th prophylactic living in Jacksonville Florida exists are.
a great deal of thunderstorms in the summertime someplace in North Florida it is probably storming at some.
factor throughout the day in the summer season the 17th gone to living in Jacksonville Florida is that.
there are tornado warnings when you have these big thunderstorms coming through you can sometimes.
be put under a hurricane caution although it'' s not it ' s not likely that you ' re going to be hit by a. tornado it'' s absolutely something that can create some stress and anxiety as well as something you intend to realize.
of if you'' re concerning Jacksonville the 18th disadvantage concerning living in Jacksonville Florida is that it.
is remarkably humid in the summer season you basically stroll outside it'' ll be like 90 degrees moisture.
will be almost 100 and start sweating the 19th con to staying in Jacksonville Florida is that the.
ordinary income is below the nationwide standard so although there are a great deal of tasks and Jacksonville.
is growing a whole lot of these work are low paying but there are wonderful work in Jacksonville you just.
need to locate them the 20th and also last disadvantage that I'' m mosting likely to inform you regarding staying in Jacksonville is.
that Jacksonville is not an easily walkable City since it is so huge and also 875 square mile city.
you'' re going to require a vehicle if you'' re coming to Jacksonville thanks people a lot for monitoring.
out this video I assume I may have ran a little bit over 10 minutes however hey there are a great deal of.
wonderful videos available regarding the pros and also cons of residing in Jacksonville however they only offer regarding.
5 pros and 5 cons so I intended to make a checklist of 20 pros as well as 20 disadvantages that I assumed would be.
practical to you if you were considering coming to the Jacksonville Florida area if you discovered.
this info practical please give this video clip a thumbs up and also if you have other Pros or various other.
cons that people need to know ensure you drop it in the remarks listed below once again my name is.
Caleb Bragg your realtor and your guide to All Things Jacksonville Florida if you have any kind of.
realty needs every one of my contact info will certainly be noted in the summary below please feel.
free to connect to me at any kind of time also if you have not please make sure you register for my.
channel and also activate that notification Bell so you'' re informed every time that I publish some brand-new.
content regarding staying in Jacksonville Florida as soon as again thank you guys so much for adjusting in to.
this video clip and also I will capture you on the next one [Songs] thanks.

Pro about living in Jacksonville is that it'' s not also touristy in the summer although it'' s a city.

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20 PROS and CONS of Living in Jacksonville Florida in 10 Minutes

if you are transferring to a new city like.
Jacksonville that can be extremely difficult and also I wish to make that change as smooth as feasible.
for you so today I am mosting likely to be telling you 20 pros and 20 cons concerning living in Jacksonville.
Florida in under 10 minutes what'' s going on people my name is Caleb Bragg I ' m your real estate agent as well as. your overview to All Points Jacksonville if you are considering getting a residence selling a home or.
moving to the Jacksonville Florida location call me text me email me every one of my contact info.
will certainly be detailed in the description listed below please really feel cost-free to contact me anytime and I will help.
you out in any kind of method that I can also if you have not make certain you subscribe to my network as well as turn.
on that particular alert Bell so you'' re notified every time that I post some brand-new web content regarding residing in.
Jacksonville Florida and also without more Ado allow'' s dive into the 20 pros as well as 20 disadvantages regarding living.
in Jacksonville Florida the very first pro to living in Jacksonville is the coastlines the beaches.
in Jacksonville are wonderful they'' re stunning and they'' re not also extremely crowded and it'' s an. simple and enjoyable thing to go do any time of the year second Pro about residing in Jacksonville is the.
fresh seafood if there'' s a fish and shellfish restaurant in Jacksonville it most likely has in your area captured.
seafood as well as it is so fresh there'' s likewise seafood markets where you can purchase fresh fish and shellfish to.
prepare up on your own the third Pro about living in Jacksonville is that there are so lots of events.
it appears like there are constantly something going on all throughout the year the 4th Pro about.
living in Jacksonville is the parks if you'' re trying to find something fun to do something very easy.
something outdoors as well as something that'' s totally free after that go look into among over the 400 parks located all.
throughout the city of Jacksonville the 5th Pro about living in Jacksonville is the social life.
there is so much to do there are a lot of individuals in Jacksonville if you wish to meet new friends.
head downtown head to Jacksonville Coastline head to Neptune Coastline and I promise you there'' s going to. be people down there socializing and also you can just go down there socialize fulfill people as well as there'' s. constantly things taking place and things for you to do the 6th Pro regarding residing in Jacksonville is the.
dining establishments I bet you can lived down here for 30 years as well as you can possibly not consume at the very same.
restaurant two times you can obtain virtually anything you wish to eat in Jacksonville the seventh Pro concerning.
Jacksonville is the winter climate in my opinion the weather condition in the winter down right here is terrific it.
does sometimes get cool it can get down in the 20s but also for one of the most part for the months of.
like November the February the climate is going to be the lows are mosting likely to remain in the top 30s.
or lower 40s and also then it'' s mosting likely to heat up into the 60s and also perhaps even 70s the 8th Pro concerning.
staying in Jacksonville is the purchasing there are strip malls and also shopping mall on each and every single.
Corner if you require something from Walmart there are a lot of various Walmarts there'' s Costco ' s. there ' s Ikeas whatever you need I guarantee you you can possibly find it in Jacksonville the ninth.
Pro about residing in Jacksonville is that there is an Amazon warehouse in Jacksonville.
currently this could seem silly however I ensure you most likely shop on Amazon.com and in some cases when we.
order things it seems like it is here the very same day and even the next day so I understand Amazon.com.
deals two-day shipping however in some cases people if you reside in Jacksonville it can get right here even.
quicker the 10th Pro regarding staying in Jacksonville is that is easily located it is simple to.
obtain out of the state of Florida if you stay in South Florida you can invest 6 to 8 hrs.
simply trying to obtain out of Florida Jacksonville is regarding 30 40 minutes from the Georgia Line.
as well as there are several large cities like Savannah Atlanta Charleston South Carolina that you can.
reach Easy by driving in the cars and truck simply obtaining out of Florida the 11th Pro regarding residing in.
Jacksonville is that there are whole lots of work now a great deal of people state the job market is still.
growing as well as still forming in Jacksonville which it is yet there are a great deal of task possibilities.
for you the 12th Pro regarding living in Jacksonville is that there are numerous apartments there are.
Apartment or condos rising on every corner it feels like so if you'' re seeking to lease after that.
involved Jacksonville due to the fact that I ensure you can locate an attractive upgraded apartment or condo for an excellent.
price the 13th Pro regarding residing in Jacksonville is that there is extraordinary fishing the 14th Pro.
concerning staying in Jacksonville is that it is a huge city however it type of has village Vibes although.
it is the biggest city in the U.S land wise and also virtually a million people live here it doesn'' t. appear like that since individuals are so spread out as well as it has a truly great atmosphere the 15th.
Pro concerning living in Jacksonville is that it'' s not also touristy in the summer although it'' s a city. in Florida and also it ' s a Coastline Community it doesn ' t appear like in the summer season that is over
extremely crowded. with a number of individuals pertaining to see the city the 16th Pro concerning residing in Jacksonville is that.
if you wish to go on getaway to among Florida'' s various other prominent gorgeous coastlines it'' s not also.
far from there as well as also it'' s not extremely far from someplace like Orlando which is just over 2.
hrs from Jacksonville the 17th Pro to living in Jacksonville Florida is that you get City Life.
and Beach life you can have large sea downtown life you can have village Vibes and there'' s
the. beach there ' s beach communities as well as lots for you to do the 18th row concerning residing in Jacksonville.
is the Jacksonville Beach Pier if you are new to Jacksonville this is definitely something that you.
desire to look into it'' s lovely it ' s on the coastline you can see the dawn you can discuss there.
and also fish and also catch all sort of fish and also it'' s a great area to inspect out the 19th Pro about living.
in Jacksonville Florida is that there are many neighborhood services if you don'' t like to sustain large. company firms as well as you wish to sustain local Jacksonville Florida grown services you can do.
that since they are tonso the 20th and last Pro about residing in Jacksonville Florida is that the.
expense of living is reasonably low and stays below the nationwide average currently that was 20 Pros let'' s. hop into real promptly the 20 cons about living in Jacksonville Florida the very first disadvantage to living.
in Jacksonville Florida is that it is definitely smoking warm in the summer season the 2nd con is that.
there'' s so much web traffic I imply it takes forever to get anywhere it doesn'' t matter what time of day.
you go you'' re probably mosting likely to hit some website traffic the third disadvantage regarding living in Jacksonville is.
that it has a very bad mass transit system if you'' re involving Jacksonville you much better.
have a vehicle or you'' re probably going to be stuck waiting at a bus stop for a while due to the fact that the.
just public transportation in Jacksonville is practically the buses besides like Uber.
or something that'' s not also actually public transport the 4th con is that there'' s so. much building and also construction creates a great deal of website traffic as well and although construction can.
be good since that indicates your city is boosting it sort of just backs points up in Jacksonville.
the fifth condominium living in Jacksonville is there'' s all sort of Critters I suggest you have serpents pests.
big roaches there'' s lizards there'' s alligators there'' s raccoons in the trash there ' s all kinds. of stuff so that ' s absolutely something you want'to be conscious'of there'' s substantial insects there ' s all. kinds of things there'' s sharks at the coastline which I imply there'' s not a whole lot of shark assaults however. there is sharks there ' s all type of stuff that you obtained ta look out for as far as Wildlife goes. the 6th condominium living in Jacksonville is it has a high crime price currently there are some wonderful areas. throughout the city that are extremely risk-free for you as well as your family however you require to be conscious that some.
parts of Jacksonville the criminal offense price is extremely high the 7th apartment living in Jacksonville in my.
point of view I'' ve discovered this recently it appears like there'' s a whole lot of trash laying on the side of the. roads obviously you'' ll have that in a huge sea with a great deal of individuals a great deal of trash tins to gather and also.
it'' s tough to maintain tidy the 8th condominium living in Jacksonville is that it floods specifically downtown.
if it begins to drizzle it'' s probably going to flood the St John'' s river will rise it will certainly obtain out of. its financial institutions promptly as well as things will certainly flood midtown now it'' s not like significant flooding but it does tend.
to flooding the 9th mosted likely to staying in Jacksonville is cyclones currently although Jacksonville appears to not.
get hit straight by cyclones it does occur it has happened in the past it probably will happen.
once more 2 typhoons came through Jacksonville this year cyclone Ian and also typhoon Nicole which.
eventually turned into tropical clinical depressions and all I did was trigger a little bit of flooding and.
none damages to Jacksonville for the many component apart from some power blackouts as well as things the 10th.
condominium living in Jacksonville is everybody'' s quickly you'' re going to obtain right off the road if.
you'' re driving the rate limit people madden people are mosting likely to run you over as well as everyone is.
Hectic trying to get to any place they'' re going the 11th disadvantage to living in Jacksonville is that.
things get super active on the weekend breaks if you desire to go somewhere you much better have appointments or.
plans since things are going to fill promptly and they'' re going to be reserved up the 12th apartment.
living in Jacksonville is that the rental fee is incredibly affordable although there are lots of Homes.
it is difficult to discover an area like if you go and also the places they have availability by the time.
you click there and also use that apartment loaded the 13th disadvantage to living in Jacksonville.
Florida is that a great deal of public vehicle parking costs money it is hard to go somewhere specifically.
midtown or at the coastlines and locate free car park there is free vehicle parking but like I said Points load.
up promptly and you'' re probably mosting likely to need to pay to park the 14th disadvantage to living in Jacksonville. Florida is that sun block is called for all year particularly if you'' re a person like me who has.
red hair and pale skin it'' s your tan as well as you tan conveniently you won ' t need to stress over this yet the.
Sun is hot it is mosting likely to burn you bring sunscreen if you'' re coming to Jacksonville the 15th disadvantage.
about living in Jacksonville Florida is that there are a great deal of questionable locations as I pointed out.
earlier the crime price in Jacksonville is a problem and there are a great deal of areas that you intend to remain.
away from since they can be unsafe the 16th prophylactic living in Jacksonville Florida is there are.
a lot of thunderstorms in the summertime somewhere in North Florida it is probably storming at some.
point throughout the day in the summertime the 17th mosted likely to residing in Jacksonville Florida is that.
there are tornado warnings when you have these big thunderstorms coming with you can periodically.
be placed under a twister warning although it'' s not it ' s not likely that you ' re going to be hit by a. hurricane it'' s definitely something that can cause some tension and also something you wish to understand.
of if you'' re pertaining to Jacksonville the 18th disadvantage concerning staying in Jacksonville Florida is that it.
is insanely moist in the summer season you practically walk outside it'' ll resemble 90 levels moisture.
will be nearly 100 and also begin sweating the 19th con to staying in Jacksonville Florida is that the.
average revenue is below the national average so although there are a great deal of work and also Jacksonville.
is expanding a whole lot of these work are not high paying however there are terrific tasks in Jacksonville you simply.
need to discover them the 20th and also final disadvantage that I'' m mosting likely to tell you regarding living in Jacksonville is.
that Jacksonville is not a conveniently walkable City because it is so huge and 875 square mile city.
you'' re going to require an automobile if you'' re coming to Jacksonville thank you guys so a lot for monitoring.
out this video clip I think I may have ran a little bit over 10 mins however hey there are a great deal of.
fantastic videos available concerning the advantages and disadvantages of residing in Jacksonville but they just give concerning.
5 pros and five cons so I desired to make a listing of 20 pros as well as 20 cons that I thought would certainly be.
valuable to you if you were considering coming to the Jacksonville Florida location if you located.
this information helpful please provide this video a thumbs up and also if you have various other Pros or various other.
disadvantages that people should recognize make certain you go down it in the comments below once again my name is.
Caleb Bragg your real estate agent and your overview to All Points Jacksonville Florida if you have any.
property requires all of my contact details will certainly be noted in the description below please feel.
free to connect to me at any type of time also if you have not please see to it you register for my.
channel and also switch on that alert Bell so you'' re informed each time that I publish some brand-new.
material regarding living in Jacksonville Florida when once again thanks guys a lot for adjusting in to.
this video clip and also I will catch you on the following one [Songs] thanks.

Pro concerning living in Jacksonville is that it'' s not as well touristy in the summer season although it'' s a city.

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5 Big lies told in 55 plus communities! You won’t believe the biggest one!

hmm What? No chance, that'' s simply bull Hi people, welcome back to my network. You saw the title, so there'' s no whipping around.
the shrub, there are hundreds if not thousands of 55 55-plus areas appearing throughout.
the country and also I'' m below to offer you the dirt. Not that dust. You know this past year real.
estate has simply blown up and many individuals are thinking about a relocation whether.
it'' s here to sunny south Florida or somewhere else in the country 55 plus or active grownup.
areas are turning up all over. The u.s active adult neighborhood market is expected to grow.
at a compounded yearly growth price of 4.3 percent. Is a 55 plus area for you? Let'' s figure out. You understand looking for a new residence requires time power as well as money. And also the searching and also.
searching and in this market contending and also bidding process. There'' s whole lots to consider as well as one of.
the important things you require to be thinking about are the policies in a 55 plus area. Every.
pud, that is an organized device development has regulations as well as while a lot of us aren'' t. real crazy regarding guidelines they are essential. as well as quite truthfully you'' ll be. appreciative that there are some.There '

s constantly a factor for the policies. You''
re. on-line buying around, checking out whatever. All the elegant web sites and everything looks actually.
awesome, type of like looking for a brand-new car. Where everything'' s all bright as well as shiny type of visualize.
yourself driving in the car. Looking truly great and you'' re looking so trendy you want to just run.
to the dealer and also indication on the dotted line. Well, 55 plus areas specifically.
their internet sites, they'' re exactly like that. These communities proclaim gorgeous residences, hot.
floor plans and resort style swimming pools. You recognize, the carrots, all the bells all the whistles, to get you all thrilled regarding residing in that neighborhood. I think a whole lot of people when they go buying.
these kind of residences in these sort of neighborhoods after they see the site and see the commercial.
they'' re all dealing with an extreme case of fomo.Fear of missing out on

out! Snap out of it..
That'' s what I ' m right here for. You can ' t deal with … sure you can.
All right, let'' s get down to it.
55 plus communities are a poor investment. Well that ' s simply a lie.
Anyone that tells you. that a 55 plus neighborhood is a poor financial investment has actually most likely never resided in one or. probably never marketed one. Maybe 25 years ago they were a negative financial investment.
It'' s a lot different today. You recognize people are living longer today, a lot.
I hope I live past that.Not just are individuals living.
With everyone living much longer, there are no. scarcity of old people as well as the developers understand it! That ' s why these active grown-up neighborhoods are. popping up everywhere.Now here in Florida if you detail your home and also it ' s in an active grownup.

area, it ' s mosting likely to sell equally as quick, for equally as'much, as any type of various other residence in a gated neighborhood. and sometimes much more. And also I can reveal you Take a look at this stunning house in Del Webb, 1856. square feet sold this April for 375K. Currently let ' s consider a sale in a NONE 55 plus.
community in the same location, these coincide size houses and also they are in fact selling.
for a bit much less. This one cost 350K. I ' ll give you a second instance. and also this offered for 352,900.00 These communities are rich with amenities which. makes them extremely attractive and in my location the homeowner ' s charge in a basic gated area is. virtually the same as one'in an energetic adult area which
has more to offer.Now that may not. hold true all over as well as you should check out that what are you obtaining for your money? The hoa charge is. not a scrap charge, it consists of a bunch of solutions, so do a reasonable comparison. So don ' t allowed anyone tell you.
they ' re a poor investment the top quality of the residence and also the top quality of the area and also'what ' s.
inside the area all play into a worth of a building and also as long as people are. looking for security'and a plentiful way of life these communities will proceed to be popular. Lie number two.
Your kids can ' t utilize the property. That ' s one more lie. Also when you ' re not there.
You know these areas are not meant to.
18 years of age or older
shall not be permitted to use utilize community neighborhood building under the.
Bottom bed linen reviewed the regulations. Lie. number 3. You can ' t rent the residence Now I know I ' m gon na seem like a broken. record once again, however checked out the rules.Most home owners associations in an active
grown-up area will. enable you to rent the building with constraints. Obviously you can only lease the. residential or commercial property to somebody that ' s 55. I ' m like 110 certain that ' s a. rule in every community.
Second you ' re mosting likely to need to get the hoa ' s authorization. to rent the home as well as there ' s generally an application for that. And while lots of people may.
Don ' t.
Is that a lie? Well, in many situations it is.
some type of pet, if you ' re acquiring a condominium in

a 55-plus communities, that ' s where they ' re.
very restrictive as well as I would need to state, possibly only 50 of them allow family pets, it ' s usually one pet,.
under 25 pounds, 20 extra pounds, that ' s normal, at the very least fifty percent them won ' t allow any kind of family pets. Currently I ' m sure
,. you ' re wondering what ' s the most significant lie of all? Lie number 5. You should be 55 in order.
to buy in the neighborhood. That ' s a lie. What! You put on ' t demand to be 55, once more. those pesky rules,
read them. Most of them will certainly'say that just one. individual, on deed, requires to be 55.
Various other cases whoever ' s residing in the. residential property needs'to be 55.
If your partner is 55 as well as the other is not.You ' re excellent. as well as here ' s something I ' m certain you didn ' t understand. In some of the newer areas,
you don Wear t. also need to be 55, a number of the more recent neighborhoods they'' ll just sell to'you. As well as below is why. There is a hud rule'that states in order for. the community to be classified as a'55 plus community 80 %of the homeowners need to be at. the very least 55. 20 %don ' t, currently it ' s a guideline not a regulation, so it ' s
truly up to the neighborhood. Older communities meaning neighborhoods that have actually been around 5,
6, seven years, 10 years. they normally will not sell the home to somebody that ' s
under the age of 55 due to the fact that. they wear ' t want to risk their 55 plus condition. Ao, they normally simply it ' s
a flat no. The newer. communities nevertheless, they intend to market homes so, given that they ' re just starting to develop. the community they can normally keep the numbers in check and also they will certainly offer to somebody. under the age of 55. So as you can see these 55 plus neighborhoods aren ' t so terrifying after all. There are many individuals around will repaint them as communities with a number of “KARENS” and. truthfully any community that has a house owners association can have a bunch Karens in them. whether they ' re 55 plus communities or not. Any planned device advancement, PUD, is going.
to have guidelines, in an age restricted community age simply simply one added policy that ' s included,.
truthfully the remainder of the policies are extremely similar to any organized device development and also I ' ve. resided in many. They all have their covenants and also their guidelines and also you should review.
them. Honestly, there are a lot of benefits to living in an active grown-up community, regulations aside,
. the majority of people will inform you they delight in living there. Most of these areas have recreational.
I wish you located this info useful.
have a video clip on how to choose one out and also I will certainly pop it up right here for you make sure you watch.
Are you shopping for a 55 plus area how numerous
have you looked at I ' m. And of course, if you.
if you sanctuary ' t already done so, I cover subjects like this at all times and I would certainly like.
to have you as part of my youtube channel When you subscribe don ' t neglect to hit the bell.
it will certainly alert you when I upload a new video. My name is Lisa Ammons with 772 living.
I want to say thanks to'you for investing a little of your day with me and also I hope I.
see you on my next neighborhood video clip, be good.you.

That'' s what I ' m here for. All right, let'' s get down to it.
Second you ' re going to have to get the hoa ' s authorization. As you can see these 55 plus communities aren ' t so frightening. Are you shopping for a 55 plus area just how numerous
have you looked at I ' m.

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Florida Retirement

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How To Retire Early Through Property Investing | A Retirement Planning Pension Strategy

– Impossible is probably the
response most people will have when they see the
thumbnail for this video, but let me show you how, by taking action, you really can retire in
two years by investing in a certain type of property. (upbeat music) Hi, my name’s Tony Law from
Your First Four Houses, and I teach people how to build
a small property portfolio that generates a great income
for them so they can give up their day job if they
wish because they’re now financially free. ┬áSo for 21 years, I ran a kitchen
business where I exchanged my time for money, but
in less than two years, I managed to replace that
kitchen income with a passive, or relatively passive, rental
income, and I want to show you how you can do exactly the same. So for this exercise, I’m not
gonna assume that you need 10,000 pounds a month to
retire and live comfortably. In fact, depending on
where you live in the U.K., the average household
incomes seems to be somewhere between 28 to 35,000 pounds
a year, although personally, I might struggle to live on
that if I’m being really honest, so let’s just round that
up to 42,000 pounds a year which quite conveniently
helps me with the maths because it means that’s 3,500
pounds a month that you need as a passive rental income. Now, for some that may seem
a little on the low side, but I think most people
could probably retire and live quite well on that
if they’re being really honest if you had no other bills to pay. So we now have a clear goal. We need to earn 3,500
pounds a month passively moving forward, so let’s
just break this down. How many rental units does
that actually equate to? Well, it obviously depends
on the type of deals that you’re doing and the
strategy that you’re following. In fact, to be honest, I’ve
got a property that by itself, one single property, after
all bills have been taken off, would cover that amount of
money, although for transparency, I’ve also got other properties
that only cashflow a couple of hundred pounds a month give or take, and it always surprises me,
there are people out there that have got properties
that simply don’t cashflow at all, I just don’t understand
that, but let’s just say, for the sake of this
exercise, that on average, my property portfolio cashflows
about 500 pounds a month after all bills, so if you
wanted to hit 3,500 pounds a month, how many properties do you need? Well it’s seven, isn’t
it, nice and simple. It’s seven at 500 pounds a
month, but can you acquire seven properties in two years? Yes, I know you can. Maybe in year number one
you might do two or three which will leave you maybe
four or five in year number two as your experience and
confidence grows, but I know that you can do it. Is it gonna be easy? No, you’re gonna have to
put in some massive effort to hit this target. You’re gonna have to
take a tonne of action, but I know that you can do
it, and if you want a list of 15 tasks that you can
do in the next seven days, check out this video because
I’ll run you through exactly what you need to do in
order to hit that target. You see, the thing about
property investing that is quite magical, quite amazing
actually, is that you need to work really, really
hard for a couple of years, and if you do, you can replace
your income in its entirety after just maybe a
couple of years of work, and if I can in some way
help you in your journey, well that would make me very happy. I recently updated my 50 point
checklist that will run you through all the tasks you need to take before buying that next
investment property. If you’d like a copy, simply
click on the link here or in the description box
below and I’ll send it straight out to you.

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How to Replace a $70,000 a Year Salary with Real Estate Investments and Rental Property

How can I replace $70,000 a year in annual income with rental properties that is the subject of today’s video hi everyone I’m Clayton Morris the president of Morris invest let’s dive into it so how do we replace seventy thousand dollars a year in annual income with passive income with rental property income from tenants every month providing cash flow from the properties that we own you might think that that sounds like a tall order but it’s not and I’m going to show you how simple it can be to actually replace that annual income you know a little story about me that’s in fact how I got started I was frustrated sitting down with my wife one night I said we were frustrated with our bills and I said how come at the end of the month where we still have more bills to pay and we don’t have enough paycheck to cover it aren’t we doing well what are we doing wrong the problem was that we weren’t putting the money to work for us to start creating cash flow in our lives and creating passive income so I put together and it was really the foundation of my freedom cheat sheet it’s the number that changed everything for me by the way that link you can download a free pdf it’s like three pages long sit down with your husband or wife and go through it totally free the link is right below this video and it’ll walk you through step by step with some numbers and figures on exactly how to figure out how many houses it will take for you to recover that annual income but I want to tackle the $70,000 question specifically most of the houses that I buy and that my company rehabs and sells are in that forty to forty five thousand dollar range okay single family homes two bedroom one bath three bedroom one bath and some duplexes okay duplexes or you know door on each side typically and two bedrooms on each side or three bedrooms on each side those are the types of properties that I buy now I buy them low and I fix them up and I place a great tenant in the property each of those properties will cashflow about $700 let’s just say for round number $700 okay now think about how much is $70,000 a year how much are you probably making per week well let’s bring out the calculator so $70,000 a year let’s divide that by 52 weeks that’s about thirteen hundred and forty six dollars a week that you are earning from your paycheck okay thirteen hundred and forty six dollars a week so now let’s figure out how many houses it would take us to replace seventy thousand dollars a year in passive income seventy thousand dollars right it’s a simple formula if each of our houses is bringing in seven hundred dollars a month that’s a simple formula right seven hundred times 12 gives us $8,400 okay now let’s take that 70 thousand dollars and let’s divide it by eighty four hundred that’s eight houses that is eight point three properties eight houses bringing in seven hundred dollars a month now imagine if you’re buying a forty thousand dollar house if you had to bring a little bit of money to put down as a down payment or deposit you were able to reach out and get private financing or seller financing on a property then you’re able to accrue these properties very quickly now some of the things I didn’t talk about in this video and I can dive a little deeper now that we always want to take out money for for vacancy and repairs on our numbers right so that eighty four hundred dollars a year let’s multiply that now times point six so we’re gonna remove forty percent for vacancy repairs and expenses this is just to be totally conservative with your numbers so let’s take that eighty four hundred dollars and let’s multiply that times point six so we’re bringing in about five thousand and forty dollars per property per year okay so now let’s take that five thousand and divide it by seventy thousand so this will be a totally conservative number but this will help us really make sure that we’re totally covered should something go wrong maybe we have a vacancy for a few weeks or a month or two in one of our properties this will take in that into account so seventy thousand dollars let’s divide that by five thousand forty that gives us thirteen point eight properties so let’s round that up fourteen properties fourteen properties would bring you about seventy thousand dollars a year in net income that would replace that $70,000 paycheck that you’re making every year then in other videos in this series I’m going to go through exactly how to find properties how to acquire properties but just for the sake of this video I wanted you to start to put your mind in a place where you can begin to reverse engineer that number for a lot of people you don’t think that you’re going to be able to create passive income or bring in that much cash every year hogwash I do it hundreds of thousands of other investors out there do it every day they do it exactly the way that I do it some buy residential properties some buy commercial properties it doesn’t matter it can be done that’s what I do I’m Clayton Morris

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How to Retire by 40

Hey everybody welcome in on this snowy snowy Wednesday wherever you’re joining us from let us know where you joining us from today hey everybody welcome in to the investing in real estate show today we’re gonna have some fun talking about how to retire at 40 how to retire by 40 Sean says hello from Brooklyn New York how much snow are you getting out there Sean we get this massive nor’easter once again and once again so the kids are off school just I’m over it I am over it I know there’s gonna be people are there I’m right in here and say they’re there joining us from there out in California and they’re living living large yeah Aaron is running us from Miami Florida there you go Wong from Miami thanks so much rub it in rub it in rub it in everybody so we’re gonna get this show started in just about three minutes South Africa Indianapolis Moses welcome Pottstown you’re getting hit with some snow right now Matthew Bishop Lakeland Florida hey Matthew yeah I guess California you guys are getting hit with some crazy stuff out there today too huh yeah they cancelled school last night I don’t know I you know growing up I don’t ever remember them canceling school like the night before did you guys ever have that growing up it was like he’d wake up and he would sit and listen to the radio and you would wait you know I was in Pennsylvania I would be all be waiting to listen for our school if it was canceled I’d be in one-hour delay a two-hour delay and you were hoping that they would cancel it but I never had the night before they send out a text message letting you know that hey your school was cancelled and that was never the case for me never never did you do all right we’re gonna get started in just a moment here it’s gonna pull up this today we’re gonna talk about how to retire by 40 and we’ll start here in just about one minute one minute one minute Jerome aramid says hey a guy you talked to me more than two weeks you never came back to me you can take care of this later I know you’re alive nobody emailed me the first appointment Jerome who did you talk to on my team let me know and we’ve got some people in from our team right here in the chat thread as well we can Mike you know a lot of times people will send follow-up emails it goes to your spam folder sometimes people when they initially signup for phone calls with our team they put in the wrong phone number and then they later writes it well I put the wrong phone number in and so our team will be calling and they can’t get ahold of you so I apologize for that and Rudy Rudy please check your spam folder please please please because our team is very good about follow-up and we have hundreds of clients around the world so I apologize for that you know because if someone sends you a PDF it might go right to your spam folder and then you’re like oh I never emailed me just check your junk folder and who are you talking to please let us know we’ll make sure we get you all squared away we have a waiting list for people to get on the phone with us for like a few weeks so I don’t ever want anyone to feel like we don’t get proper follow-up from our team that’s very important so I’ve got our team right now who is in our chat thread we’ll go through and make sure that we get you all taken care of so I apologize for that all right so we are live it is it is a.m.

And we’re gonna kick off the show after the show I’m gonna do you know to talk about this article talk about how to retire at 40 and then after the show we’ll kind of open it up for a few minutes of Q&A if that works for all of you and we’ll just kind of answer some real estate questions some of the things you’re struggling with you’re hoping to achieve and we’ll talk we’ll do that all right Forrest wants to knows are still owners software coming out for Morrison fest yes indeed in fact we’ve been working on it for for since like August it’s all custom it’s been a lot of tweaking we want it to just be perfect Peter Cook says I’ve had very good follow-up thank you Peter appreciate it and James Frederico o1r from our team is right in here he says hey Jerome I got you all reach back out to you and take care of you good good good all right so we’re gonna get started here and we’re going to talk about this in a second so first so again at the end of the show we’ll take some QA and we’ll do that as well let me just get this all dialed in we’re recording we got the audio up and running is everything sound ok guys you guys can hear me give me a thumbs up you guys are all good Brandon yes absolutely because some of those beat class properties you’re asking about the verb method absolutely because you know buying those 60 70 thousand dollar homes those the banks love they’re able to do you know easy refinances on those because there’s easy comps to pull in the neighborhood because there’s retail sales so I would stay away from like the 3040 thousand dollar stuff if you want to really do like a solid brr-brr method stuff if that’s what you’re looking for all right sounds good alright so we’re gonna get started all right all right and let’s get this show started all right today on today’s show we’re talking about how to retire by 40 a news article from the mainstream media it’s kind of total garbage that’s today’s show let’s dive into it hey everyone I’m Clayton Morris longtime real estate investor founder of Morris invest if you’re new to the channel thank you so much for joining us and subscribing I hope that you’re a subscriber because there’s where we talk about passive income building legacy wealth for you and your family that’s the goal right and the vehicle that we use is buy and hold real estate but I don’t care about the real estate right I don’t care about the four walls and a roof I just bought 15 houses this week that we’re about to rehab okay I don’t care what they look like because once we get them it doesn’t matter what I’m buying as a tax shelter and that’s what you should be focusing on buying a tax shelter that’s what this show is all about on today’s show I want to talk about how to retire by 40 and I want to preface this by saying that I got this from an email from a listener a viewer of our show who is getting involved in real estate investing Jesse Daley sent me this email and he said hey Clayton I hope you’re doing well man I thought you’d find this article interesting especially how the writer literally doesn’t mention anything about investing in real estate there’s only a one quick mention of a condo adding to net worth and nothing else in this article I’m so happy that your podcast teaches people how to truly invest properly and retire by the age of 40 this they should have interviewed you for this article so thank you Jesse I promised I would give you a shout out here on the show and I want to go into this article so again I have lampooned some of these CNNMoney articles over the past few years have done shows about these things because I just find them ridiculous I find them ridiculous that they’re telling people to invest in their 401k and then that’s the way that you build retirement that’s the way that you’re able to retire by 40 years old I mean how many people are you know you just like a show of hands you’re listening right now how many of you think you could actually retire by 40 years old just with your 401k of course you can it’s ridiculous the average 401k retirement in this country guess what according to Time magazine is 90 thousand dollars can you retire on that no way so I want to go through this article because it’s a lot of fun and Jesse sent it to me so these are tips from CNN money on how to retire by forty three proven tips three proven tips so let’s go Chris reading isn’t your average retiree he said goodbye to his working years at 37 and is now financially independent living his life on his own terms that’s great now he had 4500 dollars in debt and when he started working he got through all of that he finally found a well-paying job working cyber security took out a mortgage bought a condo and financed a BMW okay alright took out a mortgage on a home bought a condo and financed a BMW on our way to success but then he started to wonder is this all there is he finally said I can’t do this for 40 years in his late 20s he started searching for alternatives and he read the book your money your life by Joe da Menendez and Vicki Robin and he said look there’s other ways of becoming financially independent so he then felt that he had enough to live the rest of his life on his savings and investments without having to work again it took two more years of showing up the cubicle for him to be sure than a 37 he finally walked away so what did he do okay here were his strategies here where his strategies for becoming financially independent and retiring at 40 years old number one save more save more okay so his strategy according to the CNN Money article is cut he cut back on going out to dinner and he cut back on buying lattes so he just started saving more really so let me get this straight that’s the way that you can sustain yourself for the rest of your life by retiring at 40 years old from your job it’s just having enough in the bank you think that you’re gonna have if the average 401k retirement is ninety thousand dollars can you really live the lifestyle that you want so now you’re cutting back on dinners in order to save some money you’re not buying coffee so what Natalie and I’ve talked about here on the show repeatedly is the idea of not having to shrink your lifestyle why not find out what your freedom number is using real estate find out what your freedom number is and actually have enough passive income every month coming in the cash flows you’re creating a tax shelter for yourself and enabling you to live the life that you want so you can’t go buy a latte I find that ridiculous you know David Bach wrote about that in his book the automatic millionaire a years ago and look if you’re $40,000 in debt yes maybe not buying a five-dollar coffee every day is probably not a smart strategy you know also if you’re a smoker you know spending ten bucks a day on cigarettes or whatever it’s probably you know not a smart strategy if you want to claw your way out of debt I get that part of it but as a way of sustaining yourself and retiring at forty years old just saving more savers are losers that money in a bank account is doing nothing for you what about buying performing assets that are actually producing cash flow I mean come on so when he says look where people get into trouble with savings that they think they have to use reusable toilet paper and eat chicken broth but real basically you just you’ll never spend zero dollars find a level of living that you’re come with and work on earning more without increasing your expenses so he’s just saying earn more save more cut out lattes and you can retire at 40 I don’t buy that for a second number to earn more okay that’s his second tip earn more great so let’s save more and earn more again a paycheck job the tax code is written for wealthy people the tax code is written for entrepreneurs who own businesses who own real estate that’s what the tax code is written for it’s not written for a w-2 employee so earn more so what he says is your actual jobs only part of your work in order to earn the kind of money where you can live on only half or less of your salary so take that extra money socket away that’s what he’s saying so work harder right work for a paycheck get taxed as like in the highest tax bracket by the federal government right because we know that paycheck employees under the new tax code or hurt the worst he says this career-boosting work can include earning advanced degrees oh that’s great so his other bit of advice on this is go out and spend a hundred thousand dollars on getting an advanced degree so go get your master’s degree that’s only what a hundred thousand dollars that’s only a hundred thousand dollars right just go get it a master’s degree so that’s smart so save more earn more by spending more on getting an advanced degree or certifications and then that way you’ll have people who will look at you more favorably in the office and be able to elevate you higher that’s great so it’s important understand the weak areas and he says look I finding mentors okay that’s good yes definitely finding mentors as a very smart move finding mentors who can help propel you and then number three he says invest more so he says the most powerful mechanism for investment right now it’s built into their job it’s the 401k invest in your 401 K and a two or three percent return contributing at the level where you get the employer match is a must and that’s your biggest benefit and that’s how you can retire by 40 that’s the article unbelievable so okay ridiculous right that’s how you could retire at 40 no no that’s not how you can retire it 40 and that’s not how you could live comfortably and live the life that you want and be able to produce legacy wealth for your family for the rest of your life so he’s now retired he’s living off of savings but he’s got no assets that are actually performing for him for the rest of his life he’s got a V BMW that he bought financed and he has a mortgage on a condo that he lives in he has no performing assets that is not financial intelligence any way you slice it wouldn’t it have made more sense instead of saving that money while he was working for that cybersecurity company to take that money and invest it in real estate by a performing asset that cash flows that’s how you control and move your family forward that’s how you can build true legacy wealth for you and your family but actually taking money and buying a BMW buying a liability remember all you need to remember is if you’re buying liabilities a liability is something that does not produce cashflow now if he bought that BMW and used it as an uber driver that was producing cash flow that’s a different scenario or if he rented out that BMW that’s a different scenario but I love these I love these articles and again this is all sort of couched around the idea of the mainstream media right the mainstream media wants you to believe that a paycheck employer job is the way to go that getting a 401 K having their company sort of automatically do it for you because you’re too dumb to do it yourself have them handle it have them streamline it and that’s how you that’s how you have a strong safety net we’ve been trained to believe that being secure is having a paycheck job you know again I come back to the I keep seeing this commercial and I’m sure so many of you have seen this commercial over the past few weeks I saw it first during the World Series and they continue to run this stupid thing where it shows a couple you know they’re in their late 60’s and they’re sitting there with a how it’s a Merrill Lynch advisor and the Merrill Lynch adviser says well it looks like the plan worked and you’re gonna be able to have that retirement you wanted and I looked at you look on the iPad app that they’re handing to the couple and he’s like honey we did it we can do it we can live that life we wanted retirement and it shows that their income is enough they’re gonna have about seventy thousand dollars to work with like if you look at if you actually look at the numbers on that screen seventy thousand dollars so now they’re almost at retirement and then the next clip it shows them in a boat with their granddaughter right there sailing off into the sunset like some small little boat with their granddaughter and the little girl says aye aye captain you know and she she’s driving the boat so this is their retirement they finally did it right they had a wait till they’re 70 to buy a boat and to be able to sleep in and spend a little bit of time with her grandkids be all because they had their month their money managed by a financial advisor that was taken out big fees and investing in a stock market and not investing in real estate and cash flowing assets so there you go that’s my frustration there you go that’s my my little my little two cents my little rant about these types of mainstream media articles and when you see them on TV just roll your eyes think about it for a second saving more earning more get an advanced degree spend $100,000 on a master’s degree and then use a 401k that’s how you’re able to retire at 40 that is total garbage that is total garbage unless maybe the guy wants to go live in like Thailand by himself with no kids and he wants to live like in a hut somewhere for the rest of his life and he doesn’t care about actually having any income or cash to be able to buy anything or any food or live the life that he wants I find it to be total garbage I’d love to hear your comments and your reactions to this please send them to us and I really thank you so much so that’s gonna do it for that and thank you so much for subscribing to the show I really appreciate it this is the investing in real estate show you can please subscribe share it with your friends and and you know please go out there take action become a real estate investor because I believe it’s the number one way to build wealth we’ll see you next time everyone all right now with that that’s the show so anyone who wanted to get just the shortened version of that but hey now we’re gonna open up this agree to some Q&A here in the show we got so much so I saw so many chat threads coming through here asking questions alright so fire them up here alright alright Joel says I’ve also had an email a few times hit reschedule my call but no response and said ok Joel no worries we’ll get you all straightened out I apologize like if people miss their phone appointments cuz like I said we Deanna with our team we have like calls are booked out I think about two weeks and so if we call them like goes to voicemail and then we’re trying to reschedule it so we really try to make sure we can get on the get on the same get on the same on the same page Jinger I’m sorry again what’s going on Jinger we’ll get to the bottom of this so I’m gonna make a list of anyone who didn’t get a call back so I apologize alright so can you guys tell me Arum says Glen and Nicole from your team have been great awesome ok so we will dial some of the stuff in ginger and I’m sorry I will get some of these people on your on your team to make sure we get it all taken care of thank you guys let’s see all right you know I’m glad you’re not upset no I just you know we if sometimes emails get back and forth and we’re trying to make sure that everyone gets taken care of okay are Tuffle get you back on your property okay let’s the ad tapper says what do you think about joint ventures they have the money I do appraisals marketing and brother does the renovations hey jayvees are great right you need to build a great team for real estate investing that’s very important you have to have a great team to do real estate investing well Kelly just uh Kelly Cheatham says I want to hear more about your program great just booked a call with our team Kelly and Morris invest comm we’re doing some great things and I’m really excited about some of the new properties that that we purchased that we’re about to do we’ve already designed our contractors to dive in and start rehabbing see Charlie 18 says our new Hara Sean wants to know one of the price of the new house is being built our new houses the three-bedroom two-bathroom right around seventy seventy thousand okay Charlie eighteen I’m gonna answer this question how does it LLC save you on your taxes on your rental how does it LLC save you taxes on your rental properties a lot of the stuff I’ve been reading times about pass-through income I never thought I thought that that was taxed the same way as a sole proprietor yes however remember that under the new tax law as a pass-through entity as a pastor entity you’re now getting an additional 20% deduction 20% and remember when you have your your properties in an LLC you’re being taxed as a business and you’re able then to depreciate spread that money over all those other your w-2 income and those other things so I’ve just an all series of videos on understanding tax shelters and remember what you’re buying as a tax shelter so forget about buying real estate you know I have talked about Lane I like for repairs so repairs add to your tax shelter helps mitigate your overall cash flow because remember what you’re buying in the beginning in a 3-stage is a real estate investing right buy own and cashflow what you’re buying in the beginning you’re adding to your net worth so I don’t care about the cashflow necessarily until years later but you’re buying and adding to your net worth you’re creating a tax shelter for yourself you’re able to mitigate your w2 income you’re able to offset all of those things so I would love to hear what you guys thought about today’s show and the article please let me know I’d love to hear you which you you know what you thought about that Kelly are speaking of the computer program Oh Kelly yeah we’re building a personal owner portal for our clients that the software I mean it’s just it’s and make it much easier so that we don’t like our team doesn’t have to send out Purchase Agreements it’ll be right there because we have so many clients it like we’ll have like three or four clients and want the same house and so a little like yeah give you a purchase agreement and it’s kind of like first-come first-serve and then our team has to send out a purchase agreement wait till it’s signed and all that BS so this will make it very easy for them to be able to click right on it and then open up DocuSign and be able to do it and pretty great Ryan Millie says okay what are the mechanics after purchasing one property to purchase another property or two and repeat the process over and over again where does that money come from well ideally it could come from a bank right or it could come from private money it could come from you know we we talked about a company that we work with called fund and grow less you know if you go to our if you go to our website Morris and vest com slash funding you don’t pay them any money until they actually if they get you money zero percent Interest but why would look at okay so let’s just take the mechanics of that to answer your question so I would say you know buying like a sixty seventy thousand dollar rental property and then leveraging that right so maybe putting or or if you have the cash to do that right that ideally if you could come out of the gate you have the cash to purchase your first one free and clear that’s more of a B Class play you know that’s sort of B minus like 60 65 70 K place play that’s kind of maybe you know it’s transitioning up to sort of an a-class neighborhood and it you know coud appraised in a few years at 80 or 75 that’s the play right so buying that if you could buy that with cash right and then refinancing a pull some equity back out of that and then be able to roll that next amount of cash the bank just gave you into your next property into your second property and then into your third property a buddy of mine here in New Jersey started and did that on an eighty thousand dollar property he now has over two thousand units here our DNA and money when he started and he bought that first property that first property allowed him the snowball and all of these other properties and identity jjh yeah unfortunately JJ was said you purchase second property in Indy in November we’ll hopefully get an answer for you an update on where we’re at with the rehab and we’ll also make sure we connect you with the right management team if you’re having some issues you know we work with a 8 different property management teams so what gets you sort it out so just you know email our team you know the team you know our team at Morris invest email us we had a really really really unusually harsh winter that set us back about four or five weeks on construction this year with like a deep freeze we had stuff all the way through Michigan into Indiana down into Pennsylvania where we just had all kinds of problems Ryan you are absolutely welcome thank you so much Sean says you weren’t able to pull cash off the cards they got through funding to grow yeah that’s unfortunate we have literally funny grows enabled our clients to raise over 20 million dollars for purchases of real estate so I’m not sure why that person had an issue they’re very very good at walking you through step by step I just would say reach out to them and make sure that you’re working with them they they have a thing with gold money so basically they use the cards to buy gold and then you transfer the gold into cash it’s like a little bit of a few hoops to jump through but hey it’s 0% interest for a year you know hey beggars can’t be choosers right we were able to get a hundred and seventy six thousand dollars in cash because of them in order to purchase real estate so it’s an amazing strategy so again and you’ll save like five hundred bucks if you go through our website because we’ve asked them to do that for people who watch us and who listen to us so if you go to Morris invest com slash funding check it out it might not be for you if it is great just check them out you know I have a phone call with them Joe Joe wants to know what appliances do you provide actually I don’t do any appliances in our properties now that is to say if we move into some of the b-class properties we some we will sometimes put in a fridge and stove and things like that but far as a washer and dryer we have I made that mistake when I first started in Michigan I bought all appliances and found out that I didn’t need to that it’s commonplace that tenants will provide all of their appliances they will usually typically go down to a local you know like a little scratch and dent company etc or that’s where I bought my first appliances when I had my first condo in Florida I went to a local scratch and dent place they’re brand new that may have like a tiny little little scratchy scratch on the side and you get a great deal on a bundle of appliances so that’s what most client most tenants will do and then they’ll keep them for many many years so you don’t have to worry about it so Daniel wants to know what’s the fee for you guys to do investing for me there is no fee with us at all I know some other companies charge like ten percent all that stuff we don’t do that you’re just buying the house we just you know and try to get it all stabilized for you with property management team and cash flowing so you don’t have any additional fees you own the property free and clear Jimmy says how do you organize your banking system for your real estate business great question Jimmy you know we have a couple of podcast episodes Natalie and I do where we talk about how to run your you know your family business and finances for real estate investing if you want to check out the investing in real estate podcast you can do so and we have some of those episodes you know the short answer is that you want to have bank accounts set up for your taxes you want to have bank accounts set up for your LLC that owns your rental property and personally so I have LLC’s that own my rental properties those LLC’s have their own bank account so when the cash flow from the tenant comes in I Clayton Morris don’t touch that money that goes into the business then I can pull that money out but you can’t commingle money like you don’t if it’s a business that owns your real estate you don’t want that money coming in to your personal bank account that’s called commingling that’s illegal the IRS does not look favorably upon that so you want to do everything aboveboard making sure that everything is flowing the way that it should Bobby yes what’s the best way to start a property management team no cash but at the time and looking to help investors well I would say to start a property management company takes about a hundred and fifty thousand dollars I know this to be the case so right away to be spending one hundred and fifty thousand dollars to set everything up okay you’re gonna need you’re gonna need to pay for software things like rent manager appFolio those types of things you’re gonna want to hire an accountant you’re gonna want to hire an office manager you’re gonna need to hire leasing agent you also need to get a brokerage right you need to have a brokerage license to make sure that you can manage property so all those things cost some money so to start a property management company that’s what about that’s what it roughly costs and then about if you have more than 100 properties the rule of thumb is for every hundred properties or so you’re gonna want to add another human being to your to your company to facilitate those properties that came to me as a friend of mine who ran his own property management company those are the exact numbers that he used James wants so what’s the area oh it’s just on the website to find the gold funding option so just go to Morris and Vess comm slash funding it’s sort of a hidden page because we don’t like promote it but it’s there if you sign up like I said you’ll save 500 bucks once they get you the money you don’t pay anything until they get you the cards Peter said spoke briefly with your guy Justin have a self-directed IRA I was interested that was a month ago he was going to keep an eye out for a property and haven’t heard back Peter I will follow up with Justin or you can just you know feel free to reach out to Justin as well from our team because we we can set up a whole dashboard for you for the self direction so I’ll make sure that Justin gets back to you Peter I’ll have our team make sure we go through this comment thread to take care of it okay how can you cash out on a $40,000 property well so $40,000 homes are tricky because banks are lazy or appraisers are lazy so a bank is going to hire an appraiser to go in and they’re going to those types of properties they’re being sold every day to investors like I might buy thirty of them right but guess what they’re all off market so they’re not being sold on a multiple listing service like you buy a house for a hundred thousand right with a realtor and so when an appraiser goes to pull comps in order to appraise the property they don’t have any comps to work with the only cops they have are ones that are on the MLS the ones that they end up pulling end up being ones that are like foreclosures or pre rehab so you might have a forty thousand dollar house and you know it’s worth forty forty three forty two but they might appraise it at twenty because the only thing they could find that sold recently on that street was a foreclosure that’s not been rehabbed yet so you can’t you kind of at a crapshoot if you’re planning to do a refinance here’s my suggestion it’s just move up into those sixty sixty-five seventy thousand dollar homes and then you’re putting like you know then you’re able to pull almost like the full equity out of that house or close to it if the bank then cuts you a check for fifty fifty five great then you can roll that into your next property so I just would say told code don’t try to go super cheap if you’re planning on doing a refinance banks are lazy and you’re frankly just at the mercy of these banks you know I can pull up sales disclosures with hundreds of sales where the house is selling for forty three forty five but guess what the appraiser will not look at that and so then you’re at the mercy of like a foreclosure that’s on the Multiple Listing Service and unfortunately it’s it’s just difficult now we’ve had people who’ve done refinances on forty thousand dollar homes and you know like one of our clients recently bought one for forty three it appraised for fifty five but again it’s a crapshoot he could have just as easily had the appraiser come back and say you know well we think that house is worth twenty two so remember what you’re buying is cash flow when you’re buying that low and you’re trying for that high of are a lie you’re you’re sort of like the investor that’s buying 50 properties like that they don’t care about ever refinancing they just want the ROI they want the cash flow I hope that makes sense sure our Lara says I’ve got a shooter I think I missed it sorry zip past it Ahmad it’s kind of invest the United States if I’m not a US citizen yes you can you know just book a call with our team we have people I mean we have a lot of investors Canada and New Zealand all over the world who invest with us do I see Florida getting to California prices within 10 years seeing a lot of new construction and price hikes there in Tampa yeah a lot of those coastal areas you know Tampa those types of places Clearwater Miami of course I don’t see them getting to California craziness you wanted let me tell you a California story the reason it’s ridiculous so like the same house that I might do in Michigan or Indiana and then our clients would buy maybe like a 3-bedroom 1-bath in the $50,000 range right well there was a 3-bedroom 1-bath last week on the market in the bay area for $900,000 and guess what it was condemned it’s a condemned house selling for $900,000 in the bay area that’s California it’s crazy absolutely crazy Mario says I was thinking about buying houses in my name under a HELOC on my primary residence and then when I get to three to five houses to a portfolio loan and all three to five and an LLC is that okay yeah I mean but why would you need to buy them if you’re using a HELOC to buy them just buy them in an LLC now you know there’s no reason you should buy them in your own name at all ever buy them buy them in an LLC if you’re using the HELOC it doesn’t matter how you use the he lock key lock is cash right you could go out and buy a boat if you wanted to with your he lock the bank doesn’t care you’re just writing a check from your he lock so why not buy them in your own name now I’ve started buy them in an LLC today you’re using the he lock on your primary residence it doesn’t matter the bank doesn’t care what you’re doing with that money you just have to pay it back but I to me having a HELOC is one of the killer strategies I love a key lock on my primary residence I use it to buy properties all day long Michele says what are your thoughts on using quicken loans to buy a house I’ve never done it you know hey if you can get good rates and good terms from a bank to buy to buy a house great go for it I don’t see why not video teaching can you recommend a bank for a HELOC on a New Jersey property lakeland la ke Lakeland Bank we love them they’re fantastic smh ninja on the funding Grove fees no notice he you’re refinancing very quickly so you’re gonna refinance very very quickly by that fifty sixty thousand dollar home and then get it into a long-term 30-year note and you pay off the you pay off the zero interest credit cards and then you recycle them so that’s what fund and grow does they recycle and get you more zero percent and then you can just rinse and repeat that’s why it’s a great strategy so you’re not keeping those cards for you know with like you bought a house on a credit card for twenty years you’re refinancing it within that first twelve eighteen months and yes you can quit claim deed you can move a property to an LLC Kevin wants to know thoughts on an umbrella insurance versus LLC well that’s well I say you have both I mean I would definitely have insurance and also have your properties in a limited liability company the reason you have your properties in a limited liability company is so that people will come after you personally that’s the key right you don’t want people if tenant slips and falls because a handrail wasn’t fixed on your one property and this happened to a buddy of mine in Philadelphia he has a property and a girl was drinking one night she came home to the condo she slipped outside because the sidewalk had like this much of a differential and sued him fortunately you know he had insurance but fortunately the case got dismissed or dwindled down where he only had to pay like seventeen thousand can’t come out of pocket seventeen thousand to pay for this girl slipping and falling at his property because he had the property at his own name so don’t put properties in your own name if you don’t need to there’s no reason to forest so to have a bank you recommend for refine 50k rentals I guess it just depends yeah I mean there’s a couple you know State Farm actually the insurance company has a refinance program a national program Northpoint Bank all one word with an e at the end North Point also has a refinance program they’re a national company as well you could look into them Daniel says how do you tell if a property is a B or C class that’s a great question I’ve got a whole video series here on our YouTube channel about how to understand that so you can if you want to look that up right here on the channel it goes more deeply into that but the short answer is an a-class neighborhood I like to avoid an 8 class neighborhood or those two you know two hundred three hundred thousand dollar homes two-car garages maybe they have a swimming pool they’re in the best neighborhoods I stay away from those as an investment property because you’re gonna have the most moving parts that break you’re gonna have the most entitled tenants that cause the biggest headaches and cause you the biggest problems so garage door openers that break garbage disposals that break multiple heating and air systems that break you know avoid those those also have the most volatility those tend to be the areas where those in a big recession lose their job the a-class neighborhoods we saw that across the country right these a class neighborhoods where people lost their jobs and all these houses went into foreclosure and people couldn’t pay their rent or the value plummeted significantly so let’s say they’re renting it from you for $3,000 a month in an a-class neighborhood and everyone loses their job all around that a class neighborhood now the rent is you know you’re gonna have to go down like 20 2022 hundred a month or even 1800 a month we saw that in Manhattan right people renting Manhattan apartments for thirty five hundred bucks a month the recession hits and guess what all these Wall Street people lose their jobs etc and those went down significantly you could rent a place in Manhattan for eighteen hundred a month instead of the 35 that you could before the recession but guess what those C class neighborhoods say the same those C and B class neighborhoods roughly stayed the same it’s consistent cash flow those are the people that tend not to lose their jobs those are the people that are working blue-collar b-class is kind of moving towards an a-class it has better schools slightly lower ROI but I’ve been buying a lot more B class properties lately personally because you know when you get to a point of having find enough cash flow you really want to start thinking about buying those more expensive B class because you’re creating more of a tax shelter for yourself you’re creating that bigger spread that bigger tax shelter and you’re adding to your net worth more significantly so but C and B are my favorites so I’ve been a lot of C and I’m starting to buy a lot more B yeah lisa says that’s why I like condos no outside maintenance but then I don’t like the associations right I do not like HOA fees and I’ve got a whole video on HOAs because HOAs honestly you’re sort of at the mercy of these people I mean you’re literally at the mercy of these people and you never know when they’re going to decide to change the bylaws and make it so that you can’t rent the place or they’re gonna hit you with a big roof assessment you’re gonna have to pay you know $5,000 for a new roof on the property you have no control over that so homeowners associations I’m not a fan of Daniel we don’t we don’t have a number for you to call us because we want to be able to schedule it with you so just go to our website click on the schedule a consultation button you literally answer like eight questions like your first name last name best email address to get a hold of you make sure you type in your phone number correctly and then we just ask you a few quick questions like how many properties do you currently have what are your goals and then you pick on the calendar the time that you want to schedule a call with us it’s very simple so it’s up to you you know that you got the kids from to p.m.

We don’t write so we want you to pick the time that best serves your needs it’ll go on your calendar we’ll send you an email reminder about ten minutes before your call and we’ll jump on the phone with you and talk to you for like thirty minutes Chad boys wants to know how is Capp West you know I heard good things about them years ago but then I think I heard things kind of fell off and I haven’t really actually heard many people using them so I don’t know I’ve never used cap West what if you want to live duplex a class neighborhood your thoughts well Rodney I mean some few if you want to live in the property that’s up to you right because that’s a different animal than investing in a property but if you want to live in a duplex than in a class neighborhood great you buy it I would rent out the other side so that they’re paying your mortgage that’s an investment right that’s an investment property in a class neighborhood so you know go for it you know just a matter of whether if you’re in an a class neighborhood are you likely to have a higher turnover on the rent because people want to have their own single-family home they might not necessarily want to split a house with somebody if they’re in a class neighborhood you know when I was younger I was fine kind of having a shared wall with somebody but now that I’ve got three kids and I’m an adult there’s no way I want to share a wall with somebody else you know I want my own place I want my own yard what do I think about a land trust well it’s funny you mention that as our tax accountant thinks that they are a total mistake so I do not do anything in the land trust sam says I spoke to Glenn a few minutes ago awesome

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